Central Govt Programs – Mission Bharat

Key Features of the project

Udyamita Kendras: Leveraging existing infrastructure such as Pradhan Mantri Kaushal Kendras and Jan Shikshan Sansthans for convenience.
Mentoring and Handholding Support: Entrepreneurs will receive focused business and technical mentoring, infrastructure support, and industry connections.
Training for Trainers (ToT): Creation of a pool of skilled trainers and mentors through a rigorous selection process.
Curriculum Alignment: Tailored training modules meeting the specific requirements of PM SVANidhi beneficiaries.
Assessment and Certification : Online and offline assessment leading to certification bearing the logos of Skill India, NIESBUD, or IIE.

The Rashtriya Udyamita Vikas Pariyojana will offer comprehensive entrepreneurship training in over a period of 22 weeks, combining theoretical knowledge with practical exposure through experiential learning. The training will be conducted through offline, online, and hybrid modes, with certificates awarded upon completion, enhancing the course’s credibility and value.

Implementation

In the pilot phase, the project will be implemented through 20 Centres of National Institute of Entrepreneurship and Small Business Development (NIESBUD), Noida and 10 Centres of Indian Institute of Entrepreneurship (IIE), Guwahati. NIESBUD and IIE will create a pool of trainers and mentors and invite representatives from government, PSUs, industries, banks, and successful entrepreneurs, for interaction with trainees. The Udyamita Kendra will leverage the expertise of the existing pool of resource persons from renowned institutions such as NIESBUD, IIE and other training institutions that will contribute in enhancing the wealth of knowledge and practical insights to the entrepreneurship training programs.

The project will be piloted initially in selected districts, with a focus on ensuring 40% participation by women. A robust monitoring mechanism will track progress, assess impact, and ensure adherence to quality standards. The launch of this project underscores the government’s multi-faceted approach to skill development, including the modernization of Industrial Training Institutes (ITIs) and the establishment of the Skill India Digital (SID) Platform, providing flexible skilling opportunities accessible nationwide.

Source : Ministry of Skill Development and Entrepreneurship

Project Outlay

Out of the total project outlay of Rs.1179.72 crore, a total of Rs.885.49 crore will be provided by MHA from its own budget and Rs.294.23 crore will be funded from Nirbhaya Fund.

Objective

Safety of Women in a country is an outcome of several factors like stringent deterrence through strict laws, effective delivery of justice, redressal of complaints in a timely manner and easily accessible institutional support structures to the victims. Stringent deterrence in matters related to offences against women was provided through amendments in the Indian Penal Code, Criminal Procedure Code and the Indian Evidence Act.

In its efforts towards Women Safety, Government of India in collaboration with States and Union Territories has launched several projects. The objectives of these projects include strengthening mechanisms in States/Union Territories for ensuring timely intervention and investigation in case of crime against women and higher efficiency in investigation and crime prevention in such matters.

Projects covered

The Government of India has proposed to continue the following projects under the Umbrella Scheme for “Safety of Women”:

112 Emergency Response Support System (ERSS) 2.0;
Upgradation of Central Forensic Sciences laboratories, including setting up of National Forensic Data Centre;
Strengthening of DNA Analysis, Cyber Forensic capacities in State Forensic Science Laboratories (FSLs);
Cyber Crime Prevention against Women and Children;
Capacity building and training of investigators and prosecutors in handling sexual assault cases against women and children;
Women Help Desk & Anti-human Trafficking Units.

Source : MHA

These groups are to be enabled to reach the next stage of economic empowerment through formation of large producer enterprises or collectives with each having several thousand members and managed professionally. They will be helped with supply of raw materials and for better design, quality, branding and marketing of their products. Through supporting policies, they will be enabled to scale up their operations to serve the large consumer markets, as has been the case with several start-ups growing into ‘Unicorns’.

Implementation agencies : D/o Rural Development M/o Women and Child Development

Azadi Ka Amrit Mahotsav Mahila Samman Bachat Patra

For commemorating Azadi Ka Amrit Mahotsav, a onetime new small savings scheme, Mahila Samman Savings Certificate, will be made available for a two-year period up to March 2025. This will offer deposit facility upto ₹2 lakh in the name of women or girls for a tenor of 2 years at fixed interest rate of 7.5 per cent with partial withdrawal option.

Implementation agencies : D/o Economic Affairs

Source : India Budget

For the first time, a package of assistance for them has been conceptualized. The new scheme will enable them to improve the quality, scale and reach of their products, integrating them with the MSME value chain. The components of the scheme will include not only financial support but also access to advanced skill training, knowledge of modern digital techniques and efficient green technologies, brand promotion, linkage with local and global markets, digital payments, and social security. This will greatly benefit the Scheduled Castes, Scheduled Tribes, OBCs, women and people belonging to the weaker sections.

Impelementation agency : M/o Micro, Small and Medium Enterprises

Subscheme of PM Matsya Sampada Yojana

A new subscheme of PM Matsya Sampada Yojana with targeted investment of ₹6,000 crore to further enable activities of fishermen, fish vendors, and micro & small enterprises, improve value chain efficiencies, and expand the market.

Impelementation agency : D/o Fisheries

Vivad se Vishwas I – Relief for MSMEs

In cases of failure by MSMEs to execute contracts during the Covid period, 95 per cent of the forfeited amount relating to bid or performance security will be returned to them by government and government undertakings. This will provide relief to MSMEs.

Impelementation agency : D/o Expenditure

Entity DigiLocker

An Entity DigiLocker will be set up for use by MSMEs, large business and charitable trusts. This will be towards storing and sharing documents online securely, whenever needed, with various authorities, regulators, banks and other business entities.

Impelementation agency : M/o Electronics and Information Technology ; M/o Micro, Small and Medium Enterprises

Skill India Digital Platform

The digital ecosystem for skilling will be further expanded with the launch of a unified Skill India Digital platform for:

enabling demandbased formal skilling,
linking with employers including MSMEs, and
facilitating access to entrepreneurship schemes.

Impelementation agency : M/o Skill Development and Entrepreneurship

Credit Guarantee for MSMEs

The revamped credit guarantee scheme for MSMEs will take effect from 1st April 2023 through infusion of ₹9,000 crore in the corpus. This will enable additional collateral-free guaranteed credit of ₹2 lakh crore. Further, the cost of the credit will be reduced by about 1 per cent.

Impelementation agency : M/o Micro, Small and Medium Enterprises

Source : India Budget

Eligibility

The women belonging to Backward Classes as notified by the Central/ State Governments from time to time shall be eligible for loan under this scheme.
Applicant’s annual family income should be less than Rs.3.00 Lakh.

Salient Features

The target group of the “New Swarnima” scheme of NBCFDC is the women belonging to Backward Classes having annual family income less than Rs.3.00 Lakh.
The beneficiary women is not required to invest any amount of her own on the projects up to cost of Rs.2,00,000/-.
The rate of interest on the amount of loan is less as compared to the general loan scheme of the Corporation.
Maximum Loan Amount :Rs. 2.00 Lakh (per beneficiary)
Pattern of Financing
- NBCFDC Loan : 95%
- Channel Partner Contribution: 05%
Rate of Interest
- From NBCFDC to Channel Partner :2% p.a.
- From Channel Partner to beneficiary : 5% p.a.
Repayment – Loan is to be repaid in quarterly instalments with maximum 8 years (including the moratorium period of six months on the recovery of principal).

For more information contact Toll Free No.18001023399

For more information click here

Aim and scope

The scheme aims to provide drones to 15,000 selected Women SHGs during the period 2023-24 to 2025-2026 for providing rental services to farmers for agriculture purpose. The scheme seeks to empower women Self Help Groups (SHGs) and bringing new technologies through drone services in agriculture sector.

Scheme highlights

The highlights of this scheme are as under:

The scheme approves holistic interventions by converging the resources and efforts of Department of Agriculture & Farmers Welfare (DA&FW), Department of Rural development (DoRD) and Department of Fertilizers (DoF), Women SHGs and Lead Fertilizer Companies (LFCs).
Appropriate clusters where usage of Drones is economically feasible will e identified and progressive 15,000 women SHGs in various States in the identified clusters will be selected for providing drones.
Central Financial Assistance @ 80% of the cost of drone and accessories/ancillary charges up to a maximum of Rs. Eight Lakh will be provided to the women SHGs for purchase of drones. The Cluster Level Federation (CLFs) of SHGs may raise the balance amount (total cost of procurement minus subsidy) as loan under National Agriculture Infra Financing Facility (AIF). Interest subvention @ 3% on the AIF loan will be provided.
One of the members of the women SHGs who is well qualified, 18 and above years of age will be elected by the SRLM and LFCs for 15 day training comprising of 5 day mandatory drone pilot training and additional 10 day training for agriculture purpose of nutrient and pesticide application.
The other member / family member of the SHG with inclination to take up repairs of electrical goods, fitting and mechanical works will be selected by the State Rural Livelihood Mission (SRLM) and LFCs who will be trained as drone technician/assistant. These training shall be provided as a package along with the supply of drones.
Considering the difficulties which SHGs may face in procuring the drones, repair and maintenance of drones through drone companies, the LFCs will act as a bridge between drone supplier companies and SHGs.
LFCs will also promote use of Nano Fertilizers such as Nano Urea and Nano DAP by the drones with SHGs. SHGs will rent out the drone services to the farmers for Nano fertilizer and also for pesticide applications.

It is envisaged that the approved initiatives under the scheme will provide sustainable business and livelihood support to 15,000 SHGs and they would be able to earn additional income of at least Rs.One lakh per annum.

The scheme will help infusing advance technology in agriculture for improved efficiency, enhance crop yield and reduced cost of operation for the benefit of farmers.

Free Coaching Scheme for SCs and OBCs

The objective of the Scheme is to provide coaching of good quality for economically disadvantaged Scheduled Castes (SCs) and Other Backward Classes (OBCs) candidates to enable them appear in competitive and entrance examinations for obtaining appropriate jobs in Public/Private Sector as well as for securing admission in reputed technical and professional higher education institutions.
The ceiling of the total family income under the scheme is 8 lakhs per annum. 3500 slots are allotted per annum.
The ratio of SC: OBC students is 70:30 and 30% slots are reserved for females in each category. In case of non-availability of the adequate number of candidates in SC category the Ministry can relax this ratio. However, in no case, a less than 50% SC students shall be permitted.

Top Class Education for SCs

The Scheme aims at recognizing and promoting quality education amongst students belonging to SCs, by providing full financial support.
The Scheme will cover SC students for pursuing studies beyond 12th class.
The scholarship, once awarded, will continue till the completion of the course, subject to satisfactory performance of the student.
The ceiling of the total family income under the scheme is 8 lakhs per annum.
Presently, 266 higher education institutes which includes Government institutes and private institutes such as all the IIMs, IITs, NITs, IIITs, AIIMS, NIFTs, NIDs, NLUs, IHMs, CUs and institutes of national importance, NAAC A++ accredited institutes and top 100 National Institutional ranking Framework (NIRF) ranking institutes.
The overall number of scholarship would be capped at. 21,500 for the period of 2021-22 to 2025-26 (4100 for 2021-22, 4200 for 2022-23, 4300 for 2023-24, 4400 for 2024-25 and 4500 for 2025-26).
Under the scheme,
- full tuition fee and non-refundable charges (there will be a ceiling of Rs. 2.00 lakh per annum per student for private sector institutions
- Academic allowance of Rs. 86,000 in the first year of study and Rs. 41,000 in every subsequent year, to take care of living and other expenses is provided.

National Overseas Scheme for SCs

Under this scheme financial assistance is provided to the selected students from SCs (115 slots); De-notified, Nomadic and Semi-Nomadic Tribes (6 slots); landless agricultural labourers and traditional artisan categories (4 slots), for pursuing masters and Ph.D. level courses abroad.
Presently, 125 slots are allotted under the scheme.
Eligibility
- Total family income including the candidate is less than Rs. 8 lakhs per annum
- Have more than 60% marks in the qualifying examination
- Below 35 years of age
- Secured admission in top 500 QS ranking foreign Institutes/ Universities.
Under the scheme, total tuition fee, maintenance and contingency allowance, visa fee, to and fro air passage etc. are provided to the awardees.

National Fellowship for SC Students

Under the scheme fellowship is provided to Scheduled Castes students for pursuing higher education leading to M.Phil/ Ph.D degrees in Sciences, Humanities and Social Sciences in Indian Universities/Institutions/ Colleges recognized by University Grants Commission (UGC).
The scheme provides for 2000 new slots per year (500 for science stream and 1500 for Humanities and Social Sciences) who have qualified the National Eligibility Test- Junior Research Fellowship (NET-JRF) of UGC and Junior Research Fellows for Science stream qualifying UGC-Council of Scientific and Industrial Research (UGC-CSIR) Joint Test.
The rates of fellowship including HRA is as under:

Sl.No	Head	Rates Applicable – JRF	Rates Applicable – SRF
1.	Fellowship in all streams.	Rs. 31,000/- p.m. for initial two years	Rs. 35,000/- p.m. for remaining tenure
2.	Contingency for Humanities & Social Sciences	Rs.10,000/- p.a. for initial two years	Rs.20,500/- p.a. for remaining tenure
3.	Contingency for Sciences, Engineering & Technology.	Rs. 12,000/- p.a. for initial two years	Rs. 25,000/- p.a. for remaining tenure.

Source : Ministry of Social Justice & Empowerment

Benefits

The Scheme envisages provisioning of the following benefits to the artisans and crafts persons:

Recognition: Recognition of artisans and craftspeople through PM Vishwakarma certificate and ID card.
Skill Upgradation: Basic Training of 5-7 days and Advanced Training of 15 days or more, with a stipend of Rs. 500 per day;
Toolkit Incentive: A toolkit incentive of upto Rs. 15,000 in the form of e-vouchers at the beginning of Basic Skill Training.
Credit Support: Collateral free ‘Enterprise Development Loans’ of upto Rs. 3 lakh in two tranches of Rs. 1 lakh and Rs. 2 lakh with tenures of 18 months and 30 months, respectively, at a concessional rate of interest fixed at 5%, with Government of India subvention to the extent of 8%. Beneficiaries who have completed Basic Training will be eligible to avail the first tranche of credit support of upto Rs. 1 lakh. The second loan tranche will be available to beneficiaries who have availed the 1st tranche and maintained a standard loan account and have adopted digital transactions in their business or have undergone Advanced Training.
Incentive for Digital Transaction: An amount of Re. 1 per digital transaction, upto maximum 100 transactions monthly will be credited to the beneficiary’s account for each digital pay-out or receipt.
Marketing Support: Marketing support will be provided to the artisans and craftspeople in the form of quality certification, branding, onboarding on e-commerce platforms such as GeM, advertising, publicity and other marketing activities to improve linkage to value chain.

In addition to the above-mentioned benefits, the Scheme will onboard the beneficiaries on Udyam Assist Platform as ‘entrepreneurs’ in the formal MSME ecosystem.

Coverage

The scheme will provide support to artisans and craftspeople of rural and urban areas across India.
Eighteen traditional trades will be covered in the first instance under PM Vishwakarma. These trades include (i) Carpenter (Suthar); (ii) Boat Maker; (iii) Armourer; (iv) Blacksmith (Lohar); (v) Hammer and Tool Kit Maker; (vi) Locksmith; (vii) Goldsmith (Sonar); (viii) Potter (Kumhaar); (ix) Sculptor (Moortikar, stone carver), Stone breaker; (x) Cobbler(Charmkar)/ Shoesmith/Footwear artisan; (xi) Mason (Rajmistri); (xii) Basket/Mat/Broom Maker/Coir Weaver; (xiii) Doll & Toy Maker (Traditional); (xiv) Barber (Naai); (xv) Garland maker (Malakaar); (xvi) Washerman (Dhobi); (xvii) Tailor (Darzi); and (xviii) Fishing Net Maker.

How to enrol

Enrolment of beneficiaries shall be done through Common Service Centres with Aadhaar-based biometric authentication on PM Vishwakarma portal. The enrolment of beneficiaries will be followed by a three-step verification which will include (i) Verification at Gram Panchayat/ ULB level, (ii) Vetting and Recommendation by the District Implementation Committee (iii) Approval by the Screening Committee.

For more information, the Guidelines of PM Vishwakarma can be accessed at PM Vishwakarma portal. For any queries, artisans and craftspeople may call at 18002677777 or email at pm-vishwakarma@dcmsme.gov.in.

Objective

The main objective the project is to culturally map India’s 6.5 lakh villages, spanning 29 States and 7 Union Territories, on a comprehensive virtual platform. Through MGMD, people will get an opportunity to immerse themselves in the diverse and vibrant cultural heritage of India. The core idea behind this project is to encourage appreciation for India’s culture and traditions, paving way for economic growth, social harmony, and artistic development in rural communities.

MGMD portal

The cultural mapping of India’s 6.5 lakh villages is being made available on a virtual platform – https://mgmd.gov.in/

This comprehensive portal showcases essential information about each village, including its geographical location, demographic aspects, and description of traditional dresses, ornaments, arts and crafts, temples, fairs, festivals, and much more. It serves as a one-stop destination for discovering, exploring, researching, and virtually visiting every village in the country. Moreover, users have the opportunity to earn incentives and takeaways as they embark on their digital village journeys.

Under the MGMD, information is collected under seven broad categories as given below-

Arts and Crafts Village

Ecologically Oriented Village

Scholastic Village linked with Textual and Scriptural Traditions of India

Epic Village linked with Ramayana, Mahabharata and/or Puranic legends and oral epics

Historical Village linked with Local and National History

Architectural Heritage Village

Any other characteristic that may need highlighting such as fishing village, horticulture village, shepherding village etc.

Aim and objectives

The scheme aims at providing shelter, food & daily needs, safe transportation for attending court hearings and legal aid to the minor girls who have been abandoned by the family due to forced pregnancy, either due to rape/ gang rape or due to any other reason, and have no other means to support themselves.

Objectives of the Scheme are :

To provide integrated support and assistance to girl child victims under one roof and
To facilitate immediate, emergency and non-emergency access to a range of services including access to education, police assistance, medical (also comprising maternity, neo-natal and infant care), psychological and mental counselling legal support and insurance cover for the girl child victim and her new-born under one roof to enable access to justice and rehabilitation of such girl child victims.

Eligibility criteria

The eligibility criteria are :

Any girl below the age of 18 years, who is a victim of:
- Penetrative Sexual Assault – Section 3 of the POCSO Act,
- Aggravated Penetrative Sexual Assault – Section 5 of the POCSO Act,
- Section 376, 376A-E of Indian Penal Code, 1860 (IPC)

And has become pregnant due to such assault or rape is covered under the Scheme.

Such girl child victim should be:

An orphan or
Abandoned by the family or
Does not wish to live with the family

It is not mandatory for the girl child victim to have a copy of the FIR for availing the benefits under the Scheme. However, it shall be the responsibility of the persons responsible for the implementation of the Scheme to ensure that information is provided to the police and FIR is registered.

Procedure to be followed by Child Care Institutions (CCIs ) Children’s Home

The person-in-charge of the Home shall provide a separate safe space for the girl child as her needs are different from other children residing in the Home. A case worker shall be immediately designated or appointed by the person-in-charge for taking care of the girl child. Separate funds shall be provided to the Home for the care and protection of the girl.

Under Mission Vatsalya guidelines provisions of dedicated CCIs for POCSO Victims will also be made for proper rehabilitation and for support of POCSO Victims.

Source : PIB

Eligible beneficiaries

All women or by the guardian on behalf of a minor girl.

About the scheme

An application for opening an account under this Scheme shall be made by a woman for herself, or by the guardian on behalf of a minor girl to the Account Office in Form – I, on or before the 31st March, 2025.
An account opened under this Scheme shall be a single holder type account.
Deposits.
- An individual may open any number of accounts subject to the maximum limit of Rs 2 lakhs for deposit and a time gap of three months shall be maintained between the existing account and the opening of other account.
- A minimum of one thousand rupees and any sum in multiples of one hundred rupees may be deposited in an account and no subsequent deposit shall be allowed in that account.
Interest.
- The deposits made under this Scheme shall bear interest at the rate of 7.5 per cent. per annum.
- Interest shall be compounded on quarterly basis and credited to the account.
Payment on maturity
- The deposit shall mature on completion of two years from the date of the deposit and the Eligible Balance may be paid to the account holder on an application in Form-2 submitted to the accounts office on maturity.
Withdrawal from account
- The account holder shall be eligible to withdraw maximum up to forty per cent. of the Eligible Balance once after the expiry of one year from the date of opening of the account but before the maturity of the account by making application in Form-3.
- In case of an account opened on behalf of a minor girl, the guardian may apply for the withdrawal for the benefit of the minor girl.
Premature closure of account.
- The account shall not be closed before maturity except in the following cases, namely:-
  - on the death of the account holder;
  - where the post office or the Bank concerned is satisfied, in cases of extreme compassionate grounds such as medical support in life-threatening diseases of the account holder or death of the guardian, that the operation or continuation of the account is causing undue hardship to the account holder.
- Where an account is prematurely closed, interest on principal amount shall be payable at the rate applicable to the Scheme for which the account has been held.
- Premature closure of an account may be permitted, any time after the completion of six months from the date of opening of an Account.
- Premature closure of account shall be eligible only for the interest rate less by two per cent. than the rate specified in this Scheme.
Agency charges payable to Department of Posts and authorised banks.

Sl. No.	Type of transaction	Charges payable (in rupees)
1.	Receipt Physical Mode	40
2.	Receipt e-mode	9
3.	Payments	6.5 paise per Rs.100 turnover

Where to open account

The women may contact their nearest Post offices or banks to open the account.

To view the complete guidelines and associated forms, click here.

Source : Ministry of Finance

Eligible beneficiaries

All women or by the guardian on behalf of a minor girl.

About the scheme

An application for opening an account under this Scheme shall be made by a woman for herself, or by the guardian on behalf of a minor girl to the Account Office in Form – I, on or before the 31st March, 2025.
An account opened under this Scheme shall be a single holder type account.
Deposits.
- An individual may open any number of accounts subject to the maximum limit of Rs 2 lakhs for deposit and a time gap of three months shall be maintained between the existing account and the opening of other account.
- A minimum of one thousand rupees and any sum in multiples of one hundred rupees may be deposited in an account and no subsequent deposit shall be allowed in that account.
Interest.
- The deposits made under this Scheme shall bear interest at the rate of 7.5 per cent. per annum.
- Interest shall be compounded on quarterly basis and credited to the account.
Payment on maturity
- The deposit shall mature on completion of two years from the date of the deposit and the Eligible Balance may be paid to the account holder on an application in Form-2 submitted to the accounts office on maturity.
Withdrawal from account
- The account holder shall be eligible to withdraw maximum up to forty per cent. of the Eligible Balance once after the expiry of one year from the date of opening of the account but before the maturity of the account by making application in Form-3.
- In case of an account opened on behalf of a minor girl, the guardian may apply for the withdrawal for the benefit of the minor girl.
Premature closure of account.
- The account shall not be closed before maturity except in the following cases, namely:-
  - on the death of the account holder;
  - where the post office or the Bank concerned is satisfied, in cases of extreme compassionate grounds such as medical support in life-threatening diseases of the account holder or death of the guardian, that the operation or continuation of the account is causing undue hardship to the account holder.
- Where an account is prematurely closed, interest on principal amount shall be payable at the rate applicable to the Scheme for which the account has been held.
- Premature closure of an account may be permitted, any time after the completion of six months from the date of opening of an Account.
- Premature closure of account shall be eligible only for the interest rate less by two per cent. than the rate specified in this Scheme.
Agency charges payable to Department of Posts and authorised banks.

Sl. No.	Type of transaction	Charges payable (in rupees)
1.	Receipt Physical Mode	40
2.	Receipt e-mode	9
3.	Payments	6.5 paise per Rs.100 turnover

Where to open account

The women may contact their nearest Post offices or banks to open the account.

To view the complete guidelines and associated forms, click here.

Source : Ministry of Finance

Urea Subsidy Scheme

The CCEA approved continuation of Urea Subsidy Scheme to ensure constant availability of urea to the farmers at the same price of Rs 242/ 45 kg bag excluding taxes and neam coating charges. Out of above approved package, Rs. 3,68,676.7 Crore have been committed for urea subsidy for three years (2022-23 to 2024-25). This is apart from the approved Nutrient Based Subsidy of Rs 38,000 Crore for Kharif season for 2023-24. The farmers need not spend extra for purchase of urea, and this will help moderate their input costs. At present, the MRP of urea is Rs.242 per 45 kg bag of urea (exclusive of charges towards neem coating and taxes as applicable), whereas the actual cost of the bag comes around Rs. 2200. The Scheme is wholly financed by the Government of India through budgetary support. The continuation of Urea Subsidy scheme will also maximize indigenous production of Urea to reach self-sufficiency levels.

Nano Urea eco-system strengthened

By 2025-26, eight Nano urea plants with production capacity of 44 Crore bottles equaling to 195 LMT of conventional urea will be commissioned. Nano fertilizer releases nutrients in a controlled manner contributing to higher nutrient use efficiency and while costing less to the farmers. Application of Nano Urea has demonstrated increase in crop yield.

Country on way to become Atmanirbhar in Urea by 2025-26

Setting up and revival of 6 urea production units at Chambal Ferti ltd. – Kota Rajasthan, Matix ltd. Panagarh West Bengal, Ramagundam-Telangana, Gorakhpur-UP, Sindri-Jharkhand and Barauni-Bihar since 2018 is helping to make the country atmanirbhar in terms of urea production and availability. Indigenous production of urea has increased from the level of 225 LMT during 2014-15, to 250 LMT during 2021-22. In 2022-23, production capacity has increased to 284 LMT. These along with Nano Urea Plants will reduce our current import dependency in urea and finally make us self-sufficient by 2025- 26.

PM Programme for Restoration, Awareness Generation, Nourishment and Amelioration of Mother – Earth (PMPRANAM)

Mother Earth has always provided plentiful sources of sustenance to mankind. It is the need of the hour to go back to more natural ways of farming and promotion of balanced / sustainable use of chemical fertilizers. Promoting natural / organic farming, alternate fertilizers, innovations like Nano Fertilizers and bio-Fertilizers can help in restoring fertility of our Mother Earth. Thus, it was announced in the Budget that “PM Programme for Restoration, Awareness Generation, Nourishment and Amelioration of Mother – Earth (PMPRANAM)” will be launched to incentivize States/ Union Territories to promote alternate fertilizers and balanced use of chemical fertilizers.

Rs. 1451.84 crore have been approved for Market Development Assistance (MDA) for promoting Organic Fertilizers from Gobardhan Plants

The approved package also consists of innovative incentive mechanism for the restoration, nourishment, and betterment of the mother earth. Market Development Assistance (MDA) scheme in the form of Rs 1500 per MT to support marketing of organic fertilizers, viz., Fermented Organic Manures (FOM)/Liquid FOM/Phosphate Rich Organic Manures (PROM) produced as by-product from Bio- gas Plants/Compressed Biogas (CBG) Plants set up under umbrella GOBARdhan initiative.

Such organic fertilizers would be branded in the names of Bharat Brand FOM, LFOM and PROM. This on one hand will facilitate in addressing the challenge of management of crop residue and problems of Parali burning, will also help in keeping the environment clean and safe and at the same time provide an additional source of income for farmers. Farmers will get organic fertilizers (FOM/LFOM/ PROM) at affordable prices.

This initiative will facilitate implementation of Budget announcement of establishing 500 new waste to wealth plants under GOBARdhan scheme for promoting circular economy, by increasing the viability of these BG/CBG plants.

Promotion of Natural Farming as sustainable agriculture practice is restoring soil health and reducing input costs for farmers. 425 KVKs (Krishi Vigyan Kendras) have laid down demonstrations of natural farming practices and organized 6,777 awareness programs involving 6.80 lakh farmers. Course curricula for Natural Farming has also been developed for BSc as well as MSc programmes to be implemented from the academic session July-August 2023.

Introduction of Sulphur coated Urea (Urea Gold); to address sulphur deficiency of soil and save input costs for the farmers

Another initiative of the package is that the Sulphur coated Urea (Urea Gold) is being introduced in the country for the first time. It is more economical and efficient than the currently used Neem coated urea. It will address Sulphur deficiency for the soil in the country. It will also save input costs for the farmers and also raise incomes for farmers with enhanced production & productivity.

Pradhan Mantri Kisan Samruddhi Kendras (PMKSKs)

About one lakh Pradhan Mantri Kisan Samruddhi Kendras (PMKSKs) have already come up in the country. For the convenience of farmers, the farm inputs are being provided as a one stop solution for all needs of farmers.

Benefits

The approved schemes will help in judicious use of chemical fertilizers, thereby reducing input cost of cultivation for the farmers. Promoting natural/ organic farming, innovative and alternate fertilizers like Nano Fertilizers and organic fertilizers will help in restoring fertility of our Mother Earth.

Improved soil health leads to increased nutrient efficiency and safe environment due to reduction in soil and water pollution. Safe and clean environment helps in improvement in human health.
Better utilization of crop residue like parali will help resolve the issue of air pollution and improve the cleanliness and betterment of living environment and also help to convert waste into wealth.
Farmers will reap more benefits – they need not pay anything extra for urea as it continues to be available at the same affordable statutory price. Organic fertilizers (FOM/ PROM) will also be available at cheaper prices. With low-cost Nano urea and reduced use of chemical fertilizers and increased use of organic fertilizers, the input cost for the farmers will come down. Low input cost coupled with healthy soil and water will enhance the production and productivity of the crops. Farmers will get good returns for their produce.

It has been started for the overall promotion and development of scientific beekeeping and to achieve the goal of “Sweet Revolution”.The NBHM is implemented through the National Bee Board for overall promotion of scientific beekeeping & entrepreneurship among small & marginal farmers, infrastructure development for postharvest management and support for research & development.

Scope of activities

Capacity building & trainings, specific focus on women, input support for promotion & production, setting up of Integrated Beekeeping Development Centres (IBDCs), other Infrastructures, Digitization /online registration, etc., processing, value addition, market support, etc. & R&D being taken up under 3 Mini Missions (MMs)-MM-1, MM-2 & MM-3.

Beneficiaries

Individual beneficiaries/ Societies/ Firms / Companies
Self Help Groups (SHGs)/ Joint Liability Groups (JLGs)/ Farmers/ Beekeepers Interested Groups (FIGs)/ Co-operatives/ FPOs/ FPCs/ Member Beekeepers’ Federations (MBFs) of NBB/ MBFs registered with NBB
National/ State level Governmental Organizations, including NBB, ICAR, State Agricultural Universities (SAUs)/ Central Agricultural Universities (CAUs), etc

Support provided under the scheme

To view the support provided under the scheme, click here.

To view the complete scheme guidelines, click here.

Source : National Beekeeping and Honey Mission portal

Thalassemia and Aplastic Anaemia

Thalassemia is an inherited blood disorder that causes a body to have less hemoglobin than normal. It is a rare burdensome disease requiring lifelong repeated blood transfusion, as well as other expensive medical interventions for survival. Aplastic Anaemia is a condition that occurs when body stops producing enough new blood cells.

It is estimated that more than 10,000 Thalassemia children are born every year in India. Similarly, 9400 people are diagnosed with Aplastic Anaemia every year. These diseases pose emotional, psychological and economic burden on the affected families especially those from rural and poor backgrounds besides placing great burden on healthcare services.

Permanent cure of these ailments lies in Stem Cell Transplant also known as Bone Marrow Transplant (BMT). Further, it is found that the treatment is more successful if BMT is done at an early age.

Benefits

Financial assistance up to Rs.10 lakh is provided to eligible patients for Bone Marrow transplants in ten prominent hospitals spread across the country.

Eligibility

Criteria	Thalassemia	Aplastic Anaemia
Age	Upto 12 years	Upto 18 years
Family income	Upto Rs 5 lakh/annum	Upto Rs 8 lakh /annum
Matching donor	Matched related donor	Matched related donor

Empanelled hospitals

The program has empaneled 10 reputed hospitals across India, including AIIMS, New Delhi; CMC Vellore; Kokilaben Dhirubhai Ambani Hospital, Mumbai; MCGM Hospital, Mumbai; PGIMER, Chandigarh; Rajiv Gandhi Cancer Institute, New Delhi; SGPGI, Lucknow; Narayana Hrudayalaya, Bangalore; CMC, Ludhiana and Tata Medical Centre, Kolkata among others.

How to apply

Eligible beneficiaries can apply online at https://www.coalindia.in/tbsy/

Source : TSBY portal

PM-DevINE, was announced in the Union Budget 2022-23 to address development gaps in the North Eastern Region (NER). It will lead to creation of infrastructure, support industries, social development projects and create livelihood activities for youth and women, thus leading to employment generation.

Implementation agency

The scheme is being implemented by Ministry of Development of North Eastern Region (DoNER) through North Eastern Council or Central Ministries/ agencies.

The 2022-23 to 2025-26 period has an approved outlay of Rs. 6,600 crore, with an initial allocation of Rs. 1,500 crore for FY 2022-23.

Scheme Duration

2022-23 to 2025-26

Objectives

The objectives of PM-DevINE are to:

Fund infrastructure convergently, in the spirit of PM Gati Shakti;
Support social development projects based on felt needs of the NER;
Enable livelihood activities for youth and women;
Fill the development gaps in various sectors.

Projects supported

The PM-DEVINE scheme outlines project size and support details. Projects should range from a minimum of Rs. 20 crore to a maximum of Rs. 500 crore in cost, using the latest Schedule of Rates (SOR) of the relevant central line department/State Government for cost estimation. In cases without available SORs, estimates can be prepared by concerned departments adhering to existing rules and practices of the relevant Indian Government line Ministry, followed by techno-economic vetting by reputable institutions or NEC.

Under PM-DEVINE, certain project types/components are ineligible, including those that provide long-term individual benefits or “Direct Benefit Transfer” elements. Additionally, projects already funded or planned by relevant line Ministries (to avoid duplication), land/site acquisition, and staff expenses are not covered. The scheme excludes projects for administrative buildings of government offices/agencies or institutional needs. Sectors already covered by other MDoNER schemes are also ineligible. Furthermore, any sector-specific projects specified in the Negative List by the Ministry of DoNER are not considered under PM-DEVINE.

Project Selection at MDoNER

Upon receiving project proposals or concept notes, MDoNER will promptly share them with concerned Central line Ministries/Departments, NITI Aayog, and IFD MDoNER (where applicable) for preliminary comments, to be received within 2 weeks. For projects in regulated sectors like power and water, input from relevant authorities may be sought. The preliminary comments are expected to address key aspects, including the possibility of funding under existing schemes, technology options, cost norms, convergence considerations for DPR preparation, and a general project recommendation for inclusion in PM-DevINE.

To access the complete scheme guidelines, click here.

Source : Ministry of DoNER

The scheme will incentivize investments for Dairy processing and product diversification, Meat processing and product diversification, Animal Feed Plant, Breed multiplication farm, Animal Waste to Wealth Management (Agri-waste management) and Veterinary vaccine and drug production facilities.

Objectives

To help increasing of milk and meat processing capacity and product diversification thereby providing greater access for unorganized rural milk and meat producers to organized milk and meat market.
To make available increased price realization for the producer.
To make available quality milk and meat products for the domestic consumer.
To fulfill the objective of protein enriched quality food requirement of the growing population of the country and prevent malnutrition in one of the highest malnourished children population in the world.
Develop enterpreneurship and generate employment.
To promote exports and increase the export contribution in the milk and meat sector.
To make available quality concentrated animals feed to the cattle, buffalo, sheep, goat, pig and poultry to provide balanced ration at affordable prices.

Support for Availability of Loan Along with Interest Subvention

Activities Included

Dairy processing and Manufacturing of value added dairy products.
Meat processing and facilities for making its value added products.
Animal Feed Plant.
Breed improvement, Technology & Breed Multiplication Farm.
Setting up of Veterinary Vaccine and Drugs Production Facilities.
Animal Waste to Wealth Management (Agri waste management)

Eligible Entities

Individual entrepreneurs, Farmer Producer Organisations (FPOs), Dairy Cooperatives, Micro, Small and Medium Enterprises (MSMEs), Section 8 companies, Private companies

Funding

Loan up to 90% of the estimated / actual project cost. The beneficiary contribution in case of Micro and Small units as per MSME defined ceiling could be 10% while in case of Medium Enterprises as per defined MSME ceiling, beneficiary contribution could go up to 15%. The beneficiary contribution in other categories of enterprises could go up to 25%.
Interest subvention ‐ 3% for all Eligible Entities.
Credit Guarantee Fund : Credit Guarantee fund of Rs. 750 crore to be managed by NABARD, upto 25% of credit facility for MSMEs and Dairy Cooperatives
No ceiling on Loan amount.
Maximum repayment period : 8 years, inclusive of moratorium of 2 years on principal amount
Ease of Doing Business : Application through online portal AHIDF.

For Activities eligible for availing benefits under AHIDF Click Here.

Bouquet of various Schemes for Dairy Value Chain by DAHD for an Individual Farmer / Entrepreneur

Schemes to be leveraged for Setting up Cattle/Buffalo farm for Milk Production

The typical cost for setting up a 200‐animal farm is around Rs 4 crores. There are various schemes available for FPOs/Cooperatives, SHGs and Individual entrepreneurs which may be leveraged for the same.

Towards setting up a breed multiplication farm, the schemes of Rashtriya Gokul Mission and the AHIDF may be leveraged.

While the Rashtriya Gokul Mission allows a capex subsidy of upto 50% of project cost, the AHIDF offers Interest subvention up to 3%.

Thus, the initial project cost of Rs 4 crores becomes Rs 2 crores leveraging Rashtriya Gokul Mission, the investor can seek a loan on the remaining project cost and receive a 3% Interest subvention on the remaining amount.

If you have land, to reduce the feed cost and increase the availability of fodder, start a feed plant or fodder farming by availing fodder entrepreneurship scheme under National Livestock Mission.

All the animals shall be insured by using State AHD schemes, which provides subsidy.

Farm Activity	Combinations of Schemes
Cattle/Buffalo Farming	Rashtriya Gokul Mission – BMF, IVF/AI/SST
	National Livestock Mission- Entrepreneurship in Feed & Fodder (Individual entrepreneurs, SHGs, FCOs, JLGs, FPOs, Cooperatives, Section 8 companies)
	AHIDF (FPOs, SHGs, Private companies, Individual entrepreneurs, Section 8 companies, MSMEs)
	Insurance for the animals under NLM Livestock insurance (through the State Government)

Schemes to be leveraged for Setting up Sheep / Goat farm for Milk / Meat Production

The typical cost for setting up a 500‐animal farm is around Rs 1 crore. There are various schemes available for FPOs/Cooperatives, SHGs and Individual entrepreneurs which may be leveraged for the same.

Towards setting up a Goat or Sheep farm, the schemes of NLM and the AHIDF may be leveraged.

While the NLM allows a capex subsidy of upto 50% of project cost, the AHIDF offers Interest subvention upto 3%.

Thus, the initial project cost of Rs 1 crore becomes Rs 50 lakhs leveraging NLM, the investor can seek a loan on the remaining project cost and receive a 3% Interest subvention on the remaining amount.

If you have land, to reduce the feed cost and increase the availability of fodder, start a feed plant or fodder farming by availing fodder entrepreneurship scheme under National Livestock Mission.

All the animals shall be insured by using State AHD schemes, which provides subsidy.

Farm Activity	Combinations of Schemes
Sheep /Goat Farming /Value Addition /Processing	National Livestock Mission-Entrepreneurship in Sheep/Goat Farming
	National Livestock Mission- Entrepreneurship in Feed & Fodder (Individual entrepreneurs, SHGs, FCOs, JLGs, FPOs, Cooperatives Section 8 companies)
	AHIDF (FPOs, SHGs, Private companies, Individual entrepreneurs, Section 8 companies, MSMEs)
	Insurance for the animals under NLM-Livestock insurance (through the State Government)

Schemes to be leveraged for Setting up Pig farm for Meat Production

The typical cost for setting up a 100‐sows and 10 boar piggery unit around Rs 60 lacs. There are various schemes available for FPOs / Cooperatives, SHGs and Individual entrepreneurs which may be leveraged for the same.

Towards setting up a pig farm, the schemes of NLM and the AHIDF may be leveraged.

While the NLM allows a capex subsidy of upto 50% of project cost, the AHIDF offers Interest subvention upto 3%.

Thus, the initial project cost of Rs 60 lakhs becomes Rs 30 lakhs leveraging NLM, the investor can seek a loan on the remaining project cost and receive a 3% Interest subvention on the remaining amount.

All the animals shall be insured by using State AHD schemes, which provides subsidy.

Farm Activity	Combinations of Schemes
Pig Farming/Value Addition/Processing	National Livestock Mission-Entrepreneurship in Piggery
	AHIDF (FPOs, SHGs, Private companies, Individual entrepreneurs, Section 8 companies, MSMEs)
	Insurance for the animals under NLMLivestock insurance (through the State Government)

Schemes to be leveraged for Setting up Poultry farm for Meat/Egg Production

The typical cost for establishment of Parent Farm, Rural Hatchery, Brooder‐cum‐Mother unit for Production of Hatching Eggs, and Chicks and rearing of the said chicks upto four weeks in the mother unit (with minimum 1000 parent layers) is around Rs 50 lakhs.

Towards setting up of poultry mother farm, the schemes of NLM and the AHIDF may be leveraged.

While the NLM allows a capex subsidy of upto 50% of project cost, the AHIDF offers Interest subvention upto 3%.

Thus, the initial project cost of Rs 50 lakhs becomes Rs 25 lakhs leveraging NLM, the investor can seek a loan on the remaining project cost and receive a 3% Interest subvention on the remaining amount.

Farm Activity	Combinations of Schemes
Poultry Farming/Value Addition/Processing	National Livestock Mission-Entrepreneurship in Poultry
Poultry Farming/Value Addition/Processing	AHIDF (FPOs, SHGs, Private companies, Individual entrepreneurs, Section 8 companies, MSMEs)

Schemes to be leveraged for Setting up Feed/Fodder Production

The typical cost for establishment of fodder value addition such as Hay/Silage/Total Mixed Ration (TMR)/Fodder Block and storage of fodder, infrastructure development related to hay/silage at village level/Fodder blocks making units for procuring machinery like bailer, block making machines, TMR machines/equipment, Forage harvester/reaper, Heavy duty Power operated Chaff cutters and any other PHT equipments around Rs 1 Crore.

Towards setting up of feed or fodder farm, the schemes of NLM and the AHIDF may be leveraged.

While the NLM allows a capex subsidy of upto 50% of project cost, the AHIDF offers Interest subvention upto 3%.

Thus, the initial project cost of Rs 1 Crore becomes Rs 50 lakhs leveraging NLM, the investor can seek a loan on the remaining project cost and receive a 3% Interest subvention on the remaining amount.

Farm Activity	Combinations of Schemes
Feed and Fooder Production	National Livestock Mission- Entrepreneurship in Feed & Fodder (Individual entrepreneurs, SHGs, FCOs, JLGs, FPOs, Cooperatives, Section 8 companies)
Feed and Fooder Production	AHIDF (FPOs, SHGs, Private companies, Individual entrepreneurs, Section 8 companies, MSMEs)

Dovetailing of Projects

The eligible entities may dovetail assistance available under various other similar schemes of Central and State Governments. While dovetailing such assistance, it will be ensured that there is no duplication of assistance for the same component/activity of the project i.e. eligible entity can not avail beneit of interest subvention under any other scheme of Central/State Government, if already availing interest subvention under AHIDF.

Opportunities to maximise the benefits by dovetailing with other Department / Ministry schemes

Recognising the role of dairy, livestock and poultry sectors in improving farmers incomes and diversifying off farm opportunities, the Government is supporting the sector’s growth through several conducive policies. Support is provided under various Departments and Ministries including,

Department of Animal husbandry and Dairying, Ministry of Animal
Husbandry, Dairying and Fisheries.
Ministry of Food Processing Industries.
Ministry of Micro, Small & Medium Enterprises

Schemes to be leveraged for setting up Milk Chilling Unit

The typical cost for setting up a 2,000 LPD chilling unit is around Rs 10‐11 lakhs.

For FPOs, Cooperatives and Self Help Groups, the schemes of NPDD and AHIDF may be leveraged for setting up a chilling unit. While the NPDD offers a capex subsidy of upto 60%, the AHIDF offers Interest subvention upto 3%.
For Small enterprises, the schemes of Credit Linked Capital Subsidy Component and AHIDF may be leveraged for setting up a chilling unit. While the Credit Linked Capital Subsidy Component offers a capex subsidy of 15% upto Rs. 15 lakh; the AHIDF offers Interest subvention upto 3%.
For MSMEs and Individual entrepreneurs, the schemes of PMFME and AHIDF may be leveraged for setting up a chilling unit. While the PMFME offers a 35% capex subsidy upto Rs. 10 lakh, the investor may leverage the AHIDF Interest subvention upto 3% for the remaining amount.

Schemes to be leveraged for setting up a Dairy Processing Plant

The typical cost for setting up a 3 LLPD plant is around Rs 80‐85 crore. Given the capex requirements it is not considered here for micro‐enterprises / SHGs.

FPOs/ Cooperatives, Medium enterprises and Individual Entrepreneurs may leverage both Sampada Yojnas as well as AHIDF for maximum beneits and optimising support.

The Sampada Yojna offers a capex subsidy of 50% upto Rs 10 crore. Thus the project cost is reduced to Rs 70‐75 crore. The investor may further leverage the 3% interest subvention under AHIDF on the remaining amount.

Snapshot of Scheme Combinations to be Leveraged

Beneficiary	Dairy Farm	Collection and Chilling	Processing
Farmer Producer Organisations & Medium Enterprises¹	Rashtriya Gokul Mission (50% capex subsidy upto Rs.2cr.)+AHIDF(Interest subvention upto3%)	NPDD (60% capital subsidy)+AHIDF (Interest subvention upto 3%)	Sampada Yojana (50% grant in aid subsidy upto Rs.10cr.)+AHIDF (Interest subvention upto 3%)
Small Enterprises¹	Entrepreneurship in Feed & Fodder² (50% capex subsidy upto Rs.50 lakhs)+ AHIDF (Interest subvention upto 3%)	Credit Linked Capital subsidy Component (15% capex subsidy upto Rs. 15 Lakh) + AHIDF (Interest subvention upto 3%)	–
Micro Enterprises¹ & Self-Help Groups	–	PMFME (35% capex subsidy upto Rs.10 Lakh)+AHIDF (Interest subvention upto 3%)	–

Note:

Micro enterprises are those with <Rs. 5 crore annual revenue; small enterprises are those with revenue between Rs. 5 and 50 crores; and medium enterprises are those with revenue between Rs. 50 and 250 crores;
This sub mission under NLM is tailored to FPOs and medium enterprises as well and can be used by them; Feed plants & processing plants typically have large capex requirements and hence are not considered here for micro‐enterprises/SHGs

Source : Department of Animal Husbandry and Dairying

Natural Farming

Natural Farming is a way of chemical free farming based on desi cow and locally available resources, with no chemical fertilizers and pesticides and promotes traditional indigenous practices which give freedom to farmers from externally purchased inputs and is largely based on on-farm biomass recycling with major stress on biomass mulching, use of on-farm desi cow dung-urine formulation; managing pests through diversity, on-farm botanical concoctions and exclusion of all synthetic chemical inputs directly or indirectly and emphasis is given on improving natural nutrient cycling and increase in organic matter in the soil, which can help with climate change resilience and carbon sequestration in soils.

Mission Objectives

To promote alternative system of farming for freedom from external purchased inputs, cost reduction and thereby increasing income of farmers
To popularize integrated agriculture-animal husbandry models based on desi cow and local resources.
To collect, validate and document Natural Farming practices being practiced in various parts of the country and to encourage participatory research with farmers on further up scaling
To undertake activities for awareness creation, capacity building, promotion and demonstration of Natural Farming.
To create standards, certification procedure and branding for Natural Farming products for national and international markets.

Benefits to farmers

Incentive to farmers for one time on-farm manure production infrastructure: A financial assistance of Rs. 15000/- per ha @ Rs. 5000/- per ha/year for three years
Training of farmers by Champion farmer and CRP: 6 such trainings of one day duration will be organized at village level for all the farmers in a batch of
50 farmers. A sum of Rs. 30,000/- is provided for such trainings @ Rs. 50 per farmer per training.
Farmer Producer Organisations (FPO) formation for farmers practicing Natural Farming – 100 FPOs in the Gangetic belt (5 Km Corridor of Ganga Basin) and another 400 FPOs in the rest of the country from the 10,000 FPO scheme being implemented by the Ministry of Agriculture and Farmers’ Welfare
Farmer Field School – First year of the natural farming mission will be devoted to the awareness creation through Farmer Field School (FFS).

To access the complete scheme guidelines, click here.

To know more, visit http://naturalfarming.dac.gov.in/

Scholarship and Fellowship for Promotion of Art and Culture

The Scheme of Scholarship and Fellowship for Promotion of Art and Culture consist of 03 components

Award of Scholarships to Young Artists in Different Cultural Fields (SYA)

Scholarship of Rs.5000/- per month is provided to selected beneficiaries in the age group of 18 -25 years, in four equal six monthly installments for a period of 2 years.
The candidates should have undergone training under any Guru or Institution for a minimum period of five years.
The scholars are selected on the basis of their performance in a personal interview/interaction before an Expert Committee for Scholarship constituted by the Ministry.

For more information, click here.

Award of Senior/Junior Fellowships to outstanding persons in different cultural fields

Under this scheme component, Senior Fellowship is provided to selected Fellows in the age group of 40 years and above in four equal 6 monthly installments @ Rs.20,000/- p.m for 02 years for cultural research.
Junior Fellowship is provided to selected Fellows in the age group of 25 to 40 years in four equal 6 monthly installments @ Rs.10,000/- p.m for 02 years.
Upto 400 Senior & Junior Fellowships are awarded in one batch year.
The Fellows are selected by an Expert Committee for Sr / Jr Fellowship constituted by the Ministry.

For more information, click here.

Award of Tagore National Fellowship for cultural research (TNFCR)

The candidates are selected under two categories viz. Tagore National Fellowship and Tagore Research Scholarship to work on cultural research by affiliation under different participating institutions in 4 different groups.
Selection of Fellows and Scholars are made by National Selection Committee (NSC).
Selected Fellows are paid financial assistance @Rs.80,000/- p.m. + Contingency Allowance and Scholars are paid @ Rs.50,000/- p.m. + Contingency Allowance for a maximum period of 2 Years.
The financial assistance is released in four equal six monthly installments.

For more information, click here.

Scheme for Financial Assistance for Veteran Artists

The Scheme aims to improve the financial and socio-economic status of the old artistes and scholars who have contributed significantly in their specialized fields of arts, letters etc. in their active age or are still contributing in the field of arts, letters etc. but due to old age they have to lead a miserable life or are in penury condition.

Under the Scheme, the following two types of cases/requests will be covered:-

Existing beneficiaries getting monthly artistes pension under the 1961 Scheme of ‘Financial Assistance to Persons Distinguished in Letters, Arts and such
Fresh cases of artistes, writers, etc. who are eligible for a grant/monthly financial assistance under the extant guidelines of the Scheme.

To be eligible for the scheme, the age of the applicant should be 60 years and above and personal income of the applicant (including income of the spouse) must not exceed Rs.4,000/- (Rupees four thousand only) per month or annual income of Rs.48,000/- (Rupees forty eight thousand only.

The selected artists get an amount of Rs.6000/- per month, inclusive of both Central and State Government contribution.

For more information, click here.

Benefits

Large number of Informal Micro Enterprises (IMEs) aren’t registered under GST. To faciliate such IMEs to get a registration certificate through Assist mode of Designated agencies such as banks/ NBFCs/MFIs, who have information about IMEs available with them.
The certificate issued on the Udyam Assist Platform (UAP) would be treated at par with Udyam Registration Certificate for IMEs for availing of the benefits of Priority Sector Lending (PSL).

Implementation Process

Registration of Designated Agencies (DA), who are eligible regulated entities to assist IMEs for generation of Udyam Registration in the UAP
Registration of IMEs by the DAs.
The registered IMEs can then download their certificate from UAP

To know more, visit Udyam Assist Platform

Coverage

All rural districts will develop having at least 75 Amrit Sarovars totalling about 50,000 Amrit Sarovars in the country.

Scheme duration

50,000 Amrit Sarovars should be completed by end of Amrit Varsh i.e. 15th August 2023.

Benefits

Amrit Sarovar will be constructed on at least 1 acre of land with a water holding capacity of about 10,000 cubic meters.
If the district is unable to create as many new Amrit Sarovars, then district may take up rejuvenation of the existing structures for restoring their ecological and productive utility.
The site of Amrit Sarovars will be approved by special Gram Sabha, which will also name Panchayat Partinidhi, who will on its behalf supervise development of Amrit Sarovar.
Resources for this activity available from Mahatma Gandhi NREGS, XV Finance Commission Grants (both tied and untied), PMKSY-WDC, PMKSY-HKKP-RRR or similar schemes from the State/ Central Govt. either individually or in combination may be accessed for this purpose.

For detailed scheme guidelines, click here.

For more details and status of the scheme, click here

Need

Primary Agricultural Credit Societies (PACS), around 98,995 in number and having a member base of 13 crore, constitute the lowest tier of the Short-Term Cooperative Credit (STCC) structure in the country, providing short-term and medium-term credit and other input services, like seed, fertilizer, pesticide distribution, etc. to member farmers. These are refinanced by NABARD through 352 District Central Cooperative Banks (DCCBs) and 34 State Cooperative Banks (StCBs).
Primary dairy cooperative societies, around 1,99,182 in number and having around 1.5 crore members, are engaged in procurement of milk from the farmers, providing milk testing facilities, cattle feed sale, extension services, etc. to the members.
Primary fishery cooperative societies, around 25,297 in number and having around 38 lakh members, cater to one of the most marginalized sections of the society, providing them marketing facilities, assisting in procuring fishing equipment, fish seed and feed, and also providing credit facilities to the members on a limited scale.

However, there are still 1.6 lakh Panchayats without PACS and nearly 2 lakh Panchayats without any dairy cooperative society. In view of the important role played by these primary level cooperative societies in sustaining the rural economy of the country, there is a need to make concerted efforts to strengthen the cooperative movement in the country, further deepen its reach up to the grassroots and address their skewed distribution by establishing such societies to cover all panchayats/villages, as the case may be.

Benefits

Ministry of Cooperation has formulated a plan to establish viable Primary Agricultural Credit Societies (PACS) in each uncovered Panchayat, viable dairy cooperatives in each uncovered Panchayat/village and viable fishery cooperatives in each coastal Panchayat/village as well as Panchayat/village having large water bodies, and strengthen the existing PACS/dairy/fishery cooperatives through convergence of various schemes of Ministry of Fisheries, Animal Husbandry & Dairying by leveraging the ‘whole-of-Government’ approach.

Initially, 2 lakh PACS/ Dairy/ Fishery cooperatives would be established in next five years.

This would provide the farmer members all over the country with requisite forward and backward linkages to market their produce, enhance their income, obtain credit facilities and other services at village level itself. Those primary cooperative societies which cannot be revived will be identified for winding up, and new primary cooperative societies would be established in their area of operation.

Further, establishing new PACS/dairy/fishery cooperative societies would generate employment opportunities in rural areas, which would have multiplier effect for the rural economy. The plan would also enable farmers to realize better prices for their products, expand the size of their markets and weave them seamlessly into the supply chain.

Scheme implementation

The action plan for implementation of the project shall be prepared by NABARD, National Dairy Development Board (NDDB) and National Fishery Development Board (NFDB).

The following schemes have been identified for convergence under the current plan:

Department of Animal Husbandry and Dairying:
- National Programme for Dairy Development (NPDD), and
- Dairy Processing & Infrastructure Development Fund (DIDF)
Department of Fisheries:
- Pradhan Mantri Matsya Sampada Yojana (PMMSY), and
- Fisheries and Aquaculture Infrastructure Development (FIDF)

In order to increase the viability of PACS and diversify their business activities to make them vibrant economic entities at Panchayat level, model byelaws of PACS have been prepared by the Ministry after consultation with all the stakeholders. These Model byelaws of PACS will enable them to undertake more than 25 business activities which, inter alia, include dairy, fishery, setting up of godowns, procurement of foodgrains, fertilizers, seeds, LPG/CNG/Petrol/Diesel distributorship, short-term & long-term credit, custom hiring centers, common service centers, Fair Price Shops, community irrigation, Business Correspondent activities, Common Service Centre, etc. The model byelaws have been circulated to all the States/ UTs on 5th January, 2023 for their adoption by PACS after making suitable changes as per respective State Cooperative Acts.

PACS / dairy / fishery cooperative societies would be linked with their respective District and State level Federations. By leveraging the ‘whole-of-Government’ approach, these societies will be able to set up and modernize necessary infrastructure for diversifying their activities, like milk testing laboratories, bulk milk coolers, milk processing units, construction of biofloc ponds, fish kiosks, development of hatcheries, acquiring deep sea fishing vessels, etc.

Scope of the scheme

Comprehensive development of villages of blocks on northern border thus improving the quality of life of people living in identified border villages. This will help in encouraging people to stay in their native locations in border areas and reversing the outmigration from these villages adding to improved security of the border.

The scheme will provide funds for development of essential infrastructure and creation of livelihood opportunities in 19 Districts and 46 Border blocks 4 states and 1 UT along the northern land border of the country which will help in achieving inclusive growth and retaining the populatiion in the border areas. In the first phase 663 Villages will be taken up in the programme.

Scheme implementation

The scheme aids to identify and develop the economic drivers based on local natural human and other resources of the border villages on northern border and development of growth centres on “Hub and Spoke Model” through promotion of social entrepreneurship, empowerment of youth and women through skill development and entrepreneurship, leveraging the tourism potential through promotioon of local cultural, traditional knowledge and heritage and development of sustainable eco-agribusinesses on the concept of “One village-One product” through community based organisations, Cooperatives, SHGs, NGOs etc.

Vibrant Village Action Plans will be created by the district adminstration with the help of Gram Panchayats. 100 % saturation of Central and state schemes will be ensured.

Expected outcomes

Key outcomes that have been attempted are, connectivity with all weather road, drinking water, 24×7 electricty – Solar and wind energy to be given focuseed attention, mobile and internet connectivity. Tourist centers, multi-purpose centers and health and wellness Centers.

Out of financial allocation of Rs. 4800 Crore 2500 crore rupees will be used for roads.

National Digital Library for Children and Adolescents

A National Digital Library for Children and Adolescents to be set-up for facilitating availability of quality books across geographies, languages, genres and levels, and device agnostic accessibility.

To build a culture of reading and to make up for pandemic-time learning loss, the National Book Trust, Children’s Book Trust and other sources will be encouraged to provide and replenish non curricular titles in regional languages and English to these physical libraries. Collaboration with NGOs that work in literacy will also be a part of this initiative.

To inculcate financial literacy, the financial sector regulators and organizations will be encouraged to provide age-appropriate reading material to these libraries.

Pradhan Mantri Kaushal Vikas Yojana 4.0

The Pradhan Mantri Kaushal Vikas Yojana 4.0 will be launched to skill lakhs of youth within the next three years. The scheme will emphasize on On-job training, industry partnership, and alignment of courses with needs of industry. The scheme will also cover new age courses for Industry 4.0 like coding, AI, robotics, mechatronics, IOT, 3D printing, drones, and soft skills.

It is also proposed to set up 30 Skill India International Centres across different States to skill the youth for international opportunities.

National Apprenticeship Promotion Scheme

The Direct Benefit Transfer under a pan-India National Apprenticeship Promotion Scheme to provide stipend support to 47 lakh youth in three years to be rolled out.

Unified Skill India Digital platform

The digital ecosystem for skilling will be further expanded with the launch of a unified Skill India Digital platform. It would

Enable demand-based formal skilling
Link with employers including MSMEs
Facilitate access to entrepreneurship schemes

Agriculture Accelerator Fund

The Agriculture Accelerator Fund will be set-up to encourage agri-startups by young entrepreneurs in rural areas, which will aim at bringing innovative and affordable solutions for challenges faced by farmers. It will also bring in modern technologies to transform agricultural practices, increase productivity and profitability.

Enhancing productivity of cotton crop

To enhance the productivity of extra-long staple cotton, Government will adopt a cluster-based and value chain approach through Public Private Partnerships (PPP). This will mean collaboration between farmers, state and industry for input supplies, extension services, and market linkages.

Atmanirbhar Horticulture Clean Plant Programme

The Government will launch an Atmanirbhar Clean Plant Programme to boost availability of disease-free, quality planting material for high value horticultural crops at an outlay of Rs 2,200 crore.

Global Hub for Millets: ‘Shree Anna’

India is the largest producer and second largest exporter of ‘Shree Anna’ in the world as it grows several types of ‘Shree Anna’ such as jowar, ragi, bajra, kuttu, ramdana, kangni, kutki, kodo, cheena, and sama.

To make India a global hub for ‘Shree Anna’, the Indian Institute of Millet Research, Hyderabad will be supported as the Centre of Excellence for sharing best practices, research and technologies at the international level.

Agriculture Credit

Agriculture credit target will be increased to Rs 20 lakh crore with focus on animal husbandry, dairy and fisheries.

The Government will launch a new sub-scheme of PM Matsya Sampada Yojana with targeted investment of Rs 6,000 crore to further enable activities of fishermen, fish vendors, and micro & small enterprises, improve value chain efficiencies, and expand the market.

Cooperation

For farmers, especially small and marginal farmers, and other marginalized sections, the government is promoting cooperative-based economic development model. A new Ministry of Cooperation was formed with a mandate to realize the vision of ‘Sahakar Se Samriddhi’. To realise this vision, the government has already initiated computerization of 63,000 Primary Agricultural Credit Societies (PACS) with an investment of Rs 2,516 crore.

In consultation with all stakeholders and states, model bye-laws for PACS were formulated enabling them to become multipurpose PACS. A national cooperative database is being prepared for country-wide mapping of cooperative societies.

Government will implement a plan to set up massive decentralized storage capacity, which will help farmers store their produce and realize remunerative prices through sale at appropriate times. The government will also facilitate setting up of a large number of multipurpose cooperative societies, primary fishery societies and dairy cooperative societies in uncovered panchayats and villages in the next 5 years.

Overview

The two-year Fellowship seeks to combine classroom sessions (Academic Module) at host IIMs with an intensive field immersion at the district level (District Immersion) to create credible plans and identify barriers in raising employment and economic output, and promoting livelihoods in rural areas.

The scheme is rolled out nationally in more than 660 districts across India. The program is being hosted by nine IIMs (IIM Ahmedabad, IIM Bangalore, IIM Jammu, IIM Kozhikode, IIM Lucknow, IIM Nagpur, IIM Ranchi, IIM Udaipur and IIM Visakhapatnam) separately, with IIM Bangalore managing the common admission process.

Benefits

The fellowship is a unique opportunity to promote skill development in district economies.
It provides an opportunity to engage with schemes and institutions at the district level to strengthen institutions and improve skill development, link markets and create growth.
Candidates selected from the 2021-23 admissions cycle will be fully funded by MSDE.
- On joining the programme, the candidate will receive a stipend of Rs. 50,000 per month during Year 1 of the programme. On completing the requirements of Year 1, the candidate will receive a stipend of Rs. 60,000 per month during Year 2 of the programme.

Who are eligible

Should be a citizen of India
Age between 21 and 30 years at the time of application
At least a graduate in any discipline (Engineering, Law, Medicine, Social Sciences, etc.) from a recognized university or a post-graduate from a recognized university
Three years of work experience after secondary schooling in the social/non-profit sector with an interest in working in rural areas is preferred. However, individuals with no work experience and a strong motivation to work in this area may apply.
Ability to express proficiency in the official language used in the state government that they will work with.

Selection Process

Applicants will be short-listed on the basis of:

A multiple choice-based aptitude exam to test the applicant’s General Awareness (GA), Quantitative Ability (QA), Data Interpretation and Logical Reasoning (DILR) and Verbal Ability and Reading Comprehension (VARC). This will be physically conducted in each of the state capitals.
Candidates shortlisted after the MCQ based written exam will be invited for personal interaction comprising of three parts; namely Case Writing Ability (CWA) written exam, personal interview, and written Language Proficiency Test (LPT) to judge the candidate’s fit, motivation, and proficiency in the official language of the state applied for respectively. These interviews will be conducted in the state capitals.

For more information, click here.

S.No	Category of persons	Percentage of Concession
I	Persons with Disabilities (Divyangjan)
1	Orthopaedically Handicapped/Paraplegic persons who cannot travel without escort – for any purpose	75% in 2nd, SL, 1st Class, 3AC, AC chair Car50% in 1AC and 2AC,25% in 3AC & AC Chair Car of Rajdhani/Shatabdi trains50% in MST & QSTOne escort is also eligible for same element of concession
2	Mentally retarded persons who cannot travel without escort – for any purpose
3	Person with visual impairment with total absence of sight travelling alone or with an escort – for any purpose
4	Person with hearing and speech impairment totally (both afflictions together in the same person) travelling alone or with an escort – for any purpose.
II	Patients
5	Cancel Patients travelling alone or with an escort for treatment/periodic check-up.	75% in 2nd, 1st class & AC chair car100% in SL & 3AC50% in 1AC & 2ACone escort eligible for same element of concession (except in SL & 3AC where escort gets 75%)
6	Thalassemia patients travelling alone or with escort for treatment/periodic check-up	75% in 2nd, SL, 1st Class, 3AC, AC chair Car50% in 1AC and 2ACOne escort is also eligible for same element of concession
7	Heart patients travelling alone or with an escort for heart surgery
8	Kidney patients travelling alone or with an escort for kidney transplant Operation/Dialysis
9	Haemophilia Patients – severe & moderate form of disease – travelling alone or with an esocrt for treatment/periodical check up.	75% in 2nd, SL, 1st Class, 3AC, AC chair CarOne escort is also eligible for same element of concession
10	T.B/Lupas Valgaris patients travelling alone or with an escort for treatment/periodical check-up	75% in 2nd, SL, 1st ClassOne escort is also eligible for same element of concession
11	Non-infectious Leprosy patients – for treatment/periodical check-up	75% in 2nd, SL, 1st ClassOne escort is also eligible for same element of concession
12	AIDS patients – for treatment/check-up at nominated ART Centres	50% in 2nd Class
13	Ostomy patients-travelling for any purpose.	50% in MST & QSTOne escort is also eligible for same element of concession.
14	Sickle cell Anaemia – for treatment/periodical check-up	50% In Sleeper, AC Chair Car, AC 3-tier and AC 2-tier classes
15	Aplastic Anaemia – for treatment/periodical check-up.	50% In Sleeper, AC Chair Car, AC 3-tier and AC 2-tier classes
III	Students
16	Students going to hometown & educational toursGeneral Category -SC/ST Category	50% in 2^nd and SL class50% in MST/QST 75% in 2^nd and SL class75% in MST/QST
16	Girls upto GraduationBoys upto 12th standard (including students of Madrasa) between home & school	Fee second class MST
17	Students of Govt. schools in rural areas – fro study tour – once a year.	75% in 2^nd class
18	Entrance exam – Girls of Govt. Schools in rural areas – for national level for medical, engineering etc. entrance exam.	75% in 2^nd class
19	Concession to students appearing in main written examination conducted by UPSC & Central Staff Selection Commissions.	50% in 2^nd and SL class
20	Foreign students studying in India – travelling to attend camps/seminars organised by Govt. of India and also visit to places of historical & other importance during vacations	50% in 2^nd and SL class
21	Research scholars upto the age of 35 years – for journeys in connection with research work.	50% in 2^nd and SL class
22	Students and non-students participating in Work Camps	25% in 2^nd and SL class
23	Cadets and Marine Engineers apprentices undergoing Navigational / Engineering training for Mercantile Marine – for travel between home and training ship.	50% in 2^nd and SL class

Source : Indian Railways

Objective

The main objective of this program is to provide an opportunity to undergraduate medical students to familiarize themselves with research methodology and techniques by being associated for a short duration with their seniors on ongoing research program or by undertaking independent projects. This serves as an incentive for them to take up research as a career in the future.

Benefits

The value of the studentship from the year 2023 is Rs. 25,000/- per month for two months’ duration (Rs. 50,000/- only) and is meant to be a stipend for the student. This is paid only after completion of research and approval of final report. Costs of research must be borne by Institution/ Medical College where research is conducted. An e-certificate will be issued to the student’s email ID within 2-3 months of the report result declaration as per exiting guidelines.

Eligibility

This program is only for MBBS/BDS students studying in Medical/Dental colleges recognized by MCI/DCI, before they appear in their final exams and therefore, interns/ PG students are not eligible to apply. Students of paramedical/non-medical courses may not apply.

The student must carry out the research in his/ her own medical/dental college under the guide who is employed in the medical/dental college as a full time regular faculty. Only permanent full time faculty members working in any of the Department of the Medical/Dental College where the student is enrolled can act as the guide. Part time consultants/visiting faculty/ residents/ Readers/Tutors/ Pool officers/ /Demonstrators/PG students/Surgeons cannot be the guide.

Only one student will be allowed to work under one guide. Two or more students are not permitted to work on same topic together. Proposals submitted on the same topic by different students are liable to be rejected outright. The student may have one Guide and other Co-Guides but may note that the ICMR does not recognize any Co-Guides for STS, so kindly do not send emails asking for the same. ICMR will recognize only ONE main Guide for STS.

Indian National students who are studying in recognised medical/dental colleges of India can apply. Students who are holding OCI cards/ PIO cards/ NRI’s studying in Indian medical/dental college can also apply and copy of the OCI/ PIO/ NRI card must be submitted. Students from foreign medical/dental colleges are not eligible for this program.

Process, including application

STS is a fully online program. No hard copies have to be submitted.

The student is required to register on ICMR website and then submit the application form and proposal online by end of January every year which will be evaluated by ICMR. Results will be announced by first week of April and list of selected students displayed on the ICMR STS website . If selected, the student is expected to complete the project in any two given months between April to September every year and submit the report in October. The student will be awarded stipend and e-certificate only if his/ her report is approved as per existing guidelines.

Click here to see STS Program timelines.

The last date of registration & submission of proposal each year is end of January.

Guide must take overall responsibility for the conduct of the research project, preparation and submission of complete report & the required enclosures within the stipulated time period.

The selection of the candidates for award of research studentship will be done after technical evaluation of the research plan by a panel of experts. The decision of ICMR in regard to selection of students will be final. Requests for reconsideration will not be entertained and reasons for rejection of applications for award of studentship will not be provided.

Short Term Studentship (STS) Excellence Award

The ICMR-Calcutta National Medical College (CNMC) Short Term Studentship (STS) Excellence Award was instituted by CNMC Alumni Association, Kolkata in the year 2015. This award is conferred upon a medical/dental undergraduate student who has been awarded ICMR-STS in preceding three years and has published a paper on the awarded STS research work in an Journal Citation Report (JCR) indexed journal as the first/joint first author. This award aims to encourage undergraduate medical/dental students to take up bio-research as a career prospect too.

For more information, visit https://sts.icmr.org.in

Children Education Grant: Following educational concession is being given to officers/Personnel Below Officer Rank missing/disabled/killed in action:
Tuition Fees: Full reimbursement of tuition fee (Capitation fee and caution money not included) levied by the educational institutions concerned (including charges levied for the school bus maintained by the school or actual fares paid for railway pass for students or bus fare certified by the Head of Institutes).
Hostel Charges: Full reimbursement of Hostel charges for those studying in boarding schools and colleges.
Cost of books/stationary: Rs. 2000/- (Rupees two thousand only) per annum or the amount claimed by the student, whichever is less.
Cost of Uniform where this is compulsory: Rs. 2000/- (Rupees two thousand only) or the amount claimed by the student, whichever is less.
Clothing: Rs. 700/- (Rupees seven hundred only) per annum per student or the amount claimed by the student, whichever is less.
Free Health Scheme: ECHS (Ex- Servicemen Contributory Health Scheme) provides cashless health care to war-widows/war disabled defence personnel and their NoKs. War Widows are not required to pay the membership fee.
Other facilities:
There are other resettlement schemes also run by the Directorate General of Resettlement (DGR) like allotment of petrol pumps etc. to ensure proper resettlement of war widows/ dependents.

Indian Army

Sl.No	Entitlements	Entitled Amount
Sl.No	Entitlements	Officers	Junior Commissioned Officers (JCOs)	Other Ranks (OR)
1	Ex-Gratia central Government	25 to 45 lacs	25 to 45 lacs	25 to 45 lacs
2	AGI Maturity	As per contribution
3	Pension	Liberalized/ Special Family Pension 100%/ 60% of last RE (Basic Pay + MSP)
4	DCRG	Based on length of service (Max 20 lac)
5	FSA (Including leave encashment& DSOP/ AFPP Fund)	As applicable
6	Ex-Gratia (ACWF)	800000	800000	800000
7	Ex-Gratia (Domicile State Government)	As applicable

Assistance being provided by DTE of Indian Army Veterans (DIAV) NoK (BC Fatal)

S No	Category	Amount	Remarks
A	Financial Grants
	Ex-Gratia out of Army Central Welfare Fund (K) is provided to NoK of BC (Fatal)	Rs 8,00,000	1st Tranche – 100000 (on occurrence of casualty)2nd Tranche – 700000 (On receipt of final documents)
B	Welfare Schemes
	(i) Daughter’s marriage/ orphan son’s marriage remarriage of widow	Rs 1,00,000
	(ii) Education Scholarship to Children(aa) Up to graduation(ab) Post Graduation(ac) Professional Courses	Education scholarship covering the entire expenditure up to graduation through CW-3Rs 25,000 per year (max) Rs 50,000 per year (max)
	(iii) One Time Computer Grant for wards & widows (pursuing graduation & above)	Rs 35,000
	(iv) Higher Education of Widow (aa) Graduation (ab) Post Graduation (ac) Professional	Rs 20,000 per year (max)Rs 25,000 per year (max)Rs 50,000 per year (max)

Indian Navy

Pensionary benefits (LFP/SFP/OFP, Ex-Gratia, DCRG/Gratuity) as per entitlement are paid to NOKs of the Naval Personnel. Financial assistance in terms of benefits like ex-gratia is provided under various categories to widows & dependents of deceased soldiers as per pension regulation promulgated by the Government. Family pension and gratuity to families and dependents is based on the last pay drawn and last rank held by the deceased soldiers at the time of his death whilst Ex-gratia amount is given to the NoK of a soldier killed in action or in course of duty irrespective of rank and qualifying service, based on circumstances of death. Ex-Gratia compensation are given in the range of Rs.25-45 lakhs.

Indian Air Force

An institutional mechanism by way of Standard Operating Procedure (SOP) for timely dispensing of pension and other Non-Effective (NE) benefit to NoK/dependents has been put in place in IAF. However, the following Pensionary benefits are being provided to the Next of Kin (NoK) of the Air Warriors killed in action as per the Govt Policy. :-

Liberalized Family Pension (LFP): Liberalized Family Pension (LPF) is being granted to Next of Kin of the Air Warriors killed in Action. It is granted in case of death of an Armed Forces Personnel due to acts of Violence/attack by terrorist, anti-social elements, enemy action in international war, action during deployment with a peace keeping mission abroad, border skirmishes etc. It is granted @ 100% of reckonable emolument + admissible Dearness Relief applicable from time to time. It continues even after re-marriage of the widow.
Death cum Retirement Gratuity (DCRG): It is payable to the widow/ NOK/ nominated family member of the deceased officer/Airmen/NCs(E) who die in harness as per the length of qualifying service.
Ex-Gratia Payment: Ex-gratia Lump Sum Compensation given as per the following details:-
- Death occurring due to accident in course of performance of duties – Rs 25 Lakhs
- Death in the course of performance of duties attributed to acts of violence by terrorists, anti-social elements etc. – Rs 25 Lakhs
- Death occurring in border skirmishes and action against militants, terrorist, extremists, sea pirates. – Rs 35 Lakhs
- Death occurring while on duty in the specified high altitude, inaccessible border posts, on account of natural disasters, extreme weather conditions.
  – Rs 35 Lakhs
- Death occurring enemy action in war or such war like engagements, which are specifically notified by Ministry of Defence and death occurring during evacuation of Indian National from a war-torn zone in foreign country. – Rs 45 Lakhs

Welfare schemes of KENDRIYA SANIK BOARD (KSB)

Financial assistance/ benefits given from Armed Forces Flag Day Fund (AFFDF) under Raksha Mantri Ex-Servicemen Welfare Fund (RMEWF): –

Penury Grant (65 Yrs and above) (Non-Pensioners uptoHav Rank) – Rs 4,000/-pm (Life time)
Education Grant (upto two children) (Pensioner/Non Pensioner uptoHav Rank) and upto two children
- Boys/Girls upto Graduation – Rs 1,000/-pm
- Widows for PG -Rs 1,000/-pm
Disabled Children Grant – (Pensioner/Non-pen uptoJCO Rank) – Rs 3,000/-pm
Daughter’s Marriage Grant (upto 02 Daughters) -(Pensioner/Non-Pen upto Hav Rank) – Rs 50,000/- (If married solemnly on or after 21 Apr 16)
Widow Re-Marriage Grant (Pensioner/Non-Pen upto Hav Rank) – Rs 50,000/-
Medical Treatment Grant (Non-pensioner uptoHav Rank) – Rs 30,000/- (Max)
Orphan Grant (Pensioner/Non-pen All Ranks) – Rs 3,000/-PM
- Daughters of ex-servicemen till she is married.
- One Son of ex-servicemen upto 21 years of age.
Vocational Trg Grant For Widows (Pensioner/Non-Pen uptoHav Rank) – Rs 20,000/- (One Time)

Serious diseases Grant from AFFD Fund to Non Pensioners ESM of all Ranks:-

Serious Diseases as listed below: –

Angioplasty, Angiography, CABG, Open Heart Surgery, Valve Replacement, Pacemaker Implant, Renal Implant, Prostate Surgery, Joint Replacement and Cerebral Stoke.
Other Diseases: Where more than Rs 1.00 Lac has been spent on treatment
Support – 75% / 90% of total expenditure for officers and PBOR respectively. Upto Rs 1.25 Lac (max)
Dialysis and Cancer treatment -75%/90% of total expenditure ; Officer and PBOR respectively; Upto a max of Rs 75,000/- per FY only.

Modified Scooter Grant

Rs one lakh provided to those ESM, who are disabled after service with a disability of 50% or more and who are not covered under the scheme of AG’s Branch of IHQ (Army, Navy & Air Force).

Subsidy on Home Loan

KSB Reimburses 50% of interest by way of subsidy on home loan from Bank/public sector institutions for construction of house to war bereaved, war disabled and attributable peace time casualties. Rs 1,00,000/- (Max)

Prime Minister’s Scholarship Scheme

Total 5500 scholarship are provided to eligible wards based on merit for the entire duration of the courses. The rates of Scholarship are as follows: –

Rs. 2500/- per month for boys.
Rs. 3000/- per month for girls.

Reservation of seats in Medical/Dental Colleges for wards of Defence Personnel as Govt of India Nominee: A total of 42 MBBS seats and 3 seats in BDS courses are allotted by Ministry of Health & Family Welfare to KSB for wards of defence personnel as a Govt of India nominee. Priority is given to killed in action.

Rail Travel Concession Identity Cards: KSB Sectt issues rail travel concession identity cards to war widows.

Financial support to institutions involved in rehabilitation of ESM

Paraplegic Rehabilitation Centers (i) Kirkee (ii) Mohali
- Establishment grant (per annum) – Rs 1.20 cr wef Apr 16
- Rs 10,00,000/- 30,000/- per annum per inmate (wef Apr 2015)
All India Gorkha Ex-servicemen welfare association, Dehradun – Rs. 12,00,000/- per annum
Cheshire Homes – Lucknow, Delhi & Dehradun – Rs 15,000/- per annum per inmate
War Memorial Hostels. There are 36 WMHs which provide shelter to the children of War Widows/War disabled, attributable and non attributable cases. – Rs 1350/- per month

Aim

Telecom Technology Development Fund (TTDF) aims to fund R&D in rural-specific communication technology applications and form synergies among academia, start-ups, research institutes, and the industry to build and develop the telecom ecosystem. Additionally, the Scheme aims to promote technology ownership and indigenous manufacturing, create a culture of technology co-innovation, reduce imports, boost export opportunities and creation of Intellectual Property.

Eligibility

The following Indian entities are only eligible for support from this fund.

Domestic Company(ies) with focus on telecom R&D, Use case development
Start-ups / MSMEs
Academic institutions
R&D institutions, Section 8 companies / Societies, Central & State government entities / PSUs /Autonomous Bodies/SPVs / Limited liability partnerships- with focus on telecom research and development
Collaborative consortium of above entities
For Pilots: The above entities may partner, inter alia, with PSUs, TSPs, Central/State Government entities, government autonomous bodies, SPVs etc.

Technology domains

5G development under ‘India 5G Stack’
6G & Beyond technology development
IoT & M2M development
Other Telecom Technologies under various research program
Entrepreneurship Cell (for early-stage Start-ups)
Research Scholarship program

Under the scheme, USOF is also targeting to develop standards to meet countrywide requirements and create the ecosystem for research, design, prototyping, use cases, pilots, and proof of concept testing, among others.

How to apply

The format of application, guidelines and online submission can be accessed at https://usof.gov.in/ttdf

The current call for proposals for the TTDF is open – October 1 -30, 2022.

The launch of YUVA 2.0 (Young, Upcoming and Versatile Authors) is a part of India@75 Project (Azadi Ka Amrit Mahotsav) to bring to the fore the perspectives of the young generation of writers on the THEME: ‘Democracy (institutions, events, people, constitutional values – past, present, future)’ in an innovative and creative manner. This scheme will thus help to develop a stream of writers who can write on a spectrum of subjects to promote Indian heritage, culture and knowledge system.

The National Book Trust, India, under the Ministry of Education is the Implementing Agency.

Benefits

The books prepared under this scheme will be published by National Book Trust, India, and will also be translated into other Indian languages ensuring the exchange of culture and literature, thereby promoting ‘Ek Bharat Shreshtha Bharat‘. The selected young authors will interact with some of the best authors in the world, participate in literary festivals etc.

Implementation

The Schedule of YUVA 2.0 (Young, Upcoming and Versatile Authors) is as follows:

A total of 75 authors will be selected through an All India Contest to be conducted through https://www.mygov.in/ from 2 October 2022 – 30 November 2022.
The received proposals would be evaluated from 1 December 2022 – 31 January 2023.
The winners will be announced on 28 February 2023.
The young authors will be trained by eminent authors/mentors from 1 March 2023 – 31 August 2023.
Under the mentorship, the first set of published books will be launched on 2 October 2023.

For complete scheme guidelines, click here.

Source: National Book Trust

The scheme aims to help 6 lakh women annually and has a budget allocation of Rs 698 crore.

Need

Last year, according to the “Performance Quality Index 2019-2020” report by the Union Education Ministry, Tamil Nadu ranked last among the southern states in terms of learning outcomes and quality. Also, according to the ASER 2018 report, one in four 8th class students in Tamil Nadu could not read 2nd class level texts and only 50% of the same class could do division. So programs like “Pudhumai Pen” are needed to improve the education quality in Tamil Nadu.

Aim

The scheme was launched with the aim of increasing the higher education enrolment rate of female students completed schooling in government schools by providing financial assistance.

Scheme Benefits

The scheme encourages parents of female students to promote their daughter’s higher education rather than marrying them off at an early age.
Under the scheme Rs.1000 scholarship will be given to 25% of the female students enrolled for higher education across Tamil Nadu.
The scholarship is directly credited to the student’s bank accounts. Students are being issued debit cards too.

For 2022, it is reported that around 3 lakh girl students have applied under this scheme. It is envisaged that 9,981 government school girl students who enroll in engineering courses for the year 2022 under the 7.5 percent reservation will be given higher education assistance of Rs.1000 per month.

Eligibility Criteria

Following are the basic eligibility requirements for this scheme

Applicant must be a citizen of India residing in the state of Tamil Nadu.
Applicant must be a student. That too should have studied in a government school from 6th to 12th standard.
Applicant must be a female to avail benefits from this scheme.
This scheme is not applicable for distance education and open university students.

Required Documents

The documents required to enrol for the scheme are listed below

Aadhaar card or voter ID
Residence Certificate
10th and 12th Mark sheet
Transfer certificate
Bank passbook
Family Income Certificate

Application Procedure

Online application can be made through the website https://penkalvi.tn.gov.in/.

Students have to register first and then login to fill the online application.

Grameen Udyami Yojana is implemented under Sansadiya Parisankul Yojana. Under the program, 49 ST clusters in 15 states of India have been selected by 40 tribal MPs of Lok Sabha and Rajya Sabha. Under their leadership, the scheme in respective clusters is being implemented. One development associate is appointed by the MPs in each cluster.

Objectives

Increase in Rural/Local Economy
Enhance employment opportunities
Reduce forced migration due to lack of local opportunities
Conservation of natural resources

Scope of the project

The project is being implemented in six states – Maharashtra, Rajasthan, Chhattisgarh, Madhya Pradesh, Jharkhand, and Gujarat.

Benefits

Transportation, boarding & lodging during the learning period is provided to candidates
The training under the project will be conducted in the Job roles which are relevant to the local economy.

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)

DAY-NRLM (previously known as NRLM) was launched by the Ministry of Rural Development, Government of India by restructuring the erstwhile Swarnajayanti Gram Swarozgar Yojana, effective from April 1, 2013.

DAY-NRLM would ensure adequate coverage of vulnerable sections of the society such that 50% of these beneficiaries are SC/STs.

To access the details of the scheme, click here.

Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM)

The Ministry of Housing and Urban Affairs (MoHUA), Government of India, launched the DAY-NULM (previously known as NULM) by restructuring the erstwhile Swarna Jayanti Shahari Rozgar Yojana (SJSRY), effective from September 24, 2013.

Under DAY-NULM, advances should be extended to SCs/STs to the extent of their strength in the local population.

To access the details of the scheme, click here.

Differential Rate of Interest (DRI) Scheme

Under the DRI Scheme, banks provide finance up to Rs 15,000/- at a concessional rate of interest of 4 per cent per annum to the weaker sections of the community for engaging in productive and gainful activities. In order to ensure that persons belonging to SCs/STs also derive adequate benefit under the DRI Scheme, banks have been advised to grant eligible borrowers belonging to SCs/STs such advances to the extent of not less than 2/5th (40 percent) of total DRI advances.

Further, the eligibility criteria under DRI, viz. size of land holding should not exceed 1 acre of irrigated land and 2.5 acres of unirrigated land, are not applicable to SCs/STs. Members of SCs/STs satisfying the income criteria of the scheme can also avail of housing loan up to Rs 20,000/- per beneficiary over and above the individual loan of Rs 15,000/- available under the scheme.

Credit Enhancement Guarantee Scheme for Scheduled Castes (CEGSSC)

The CEGSSC was launched by Ministry of Social Justice & Empowerment on May 6, 2015 with the objective of promoting entrepreneurship amongst the Scheduled Castes (SCs), by providing credit enhancement guarantee to Member Lending Institutions (MLIs), which extend financial assistance to these entrepreneurs. IFCI Ltd. has been designated as the Nodal Agency under the scheme, to issue the guarantee cover in favour of MLIs for financing SC entrepreneurs.

Individual SC entrepreneurs/Registered Companies and Societies/Registered Partnership Firms/Sole Proprietorship firms having more than 51% shareholding and management control for the previous 6 months by SC entrepreneurs/ promoters/ members are eligible for guarantee from IFCI Ltd. against the loans extended by MLIs.

The amount of guarantee cover under CEGSSC ranges from a minimum of Rs 0.15 cr to a maximum of Rs 5.00 cr.

The tenure of guarantee is up to a maximum of 7 years or repayment period, whichever is earlier.

Source : RBI

Eligibility

Age : Those who have age above 60 years can apply for this scheme.
Income : For Rural Area Rs. 46080 and for Urban Area Rs. 56460
Not eligible if applicant is benefited from other pension schemes

Benefits

All eligible senior citizens who have applied for the said scheme will get Rupees Five hundred per month from the UP government, and the money will be paid via online mode directly into the registered bank account.

How to apply

To apply online, click here.

Documents needed for Upload : Passport size photo of the applicant and Applicant’s income certificate

To track the application status, click here.

The list of beneficiaries with their name is uploaded directly on the official portal https://sspy-up.gov.in/.

Source : UP government

Objectives

The main objective of this scheme is to provide financial assistance in the form of unemployment allowance to the educated youth of the state who are searching for employment for themselves, but due to financial constraints, they are unable to apply for the recruitment coming out in various government and non-government departments. is | This scheme will definitely increase employment opportunities within the state and also help reduce the problem of increasing unemployment in the state.

Benefits

Online registration anywhere anytime.
Private and government jobs are available on one portal.
Online application facility.
Job notification via email.
Facility to search jobs by category, location, department, and salary.

Terms and Conditions

The candidate should be from Uttar Pradesh.
Applicant should have qualification certificate, class 10th mark sheet
The applicant must be unemployed.
The age limit should be between 25 to 40 years, and the applicant’s family should have a certificate of the total annual income of 36000 years.
The name of the candidate should be registered with the Employment Exchange.

Documents Required

Aadhar card
Birth certificate
Income certificate
Address proof
Employment Exchange Registration Certificate
Academic scheme mark sheet

How to apply

Visit the official website of UP
Click on New Registration Portal
Provide all the mandatory field details and then click on submit button
After successful registration, complete your basic details and education details step by step
Upload your photograph and signature
Click on submit button
In this way, you can easily apply for Uttar Pradesh Berojgari Bhatta 2022.

Source: – https://sewayojan.up.nic.in/

It is available at a very nominal rate to all other stakeholders. Department of Telecommunications, Government of India has strongly urged all 5G stakeholders i.e. Industry, Academia, Service Providers, R&D Institutions, Govt. Bodies, Equipment Manufacturers etc. to utilise the 5G testbed facilities and expertise to test and facilitate the speedy development & deployment of their products in the network.

How to apply

Those interested, may apply through web portal https://user.cewit.org.in/5gtb/index.jsp for accessing and using the 5G Test Bed.

5G Test Bed

Keeping in view India’s specific requirements and to take lead in 5G deployment, Department of Telecommunications (DoT) approved financial grant for the multi-institute collaborative project to set up ‘Indigenous 5G Test Bed’ in India in March, 2018 with total cost of Rs. 224 Crore. The eight collaborating institutes in the project are IIT (Indian Institute of Technology) Madras, IIT Delhi, IIT Hyderabad, IIT Bombay, IIT Kanpur, IISc Bangalore, Society for Applied Microwave Electronics Engineering & Research (SAMEER) and Centre of Excellence in Wireless Technology (CEWiT).

The Indigenous 5G Test Bed was dedicated to the nation on May 17th 2022.

The 5G Test Bed is available at five locations viz., Integrated Test Bed at CEWiT /IIT Madras and other Test Beds are at IIT Delhi, IIT Hyderabad, IIT Kanpur and IISc Bangalore. CEWiT /IIT Madras offers end to end Test Bed with various testing services for RAN Level, PHY Level etc. and other Test equipment. IIT Hyderabad has facilities for gNB Testing, UE Testing, end to end interoperability testing and NB-IoT testing, while IISC Bangalore hosts the V2X and 5G open-source testbed, IIT Kanpur hosts the base-band Test Bed and IIT Delhi hosts the NB-IoT and VLC Test Bed.

The end-to-end test bed is compliant with the global 3GPP standard and the ORAN standard. Indigenous 5G Test Bed provides an open 5G test bed that enables R&D teams of Indian academia and industry to validate their products, prototypes, algorithms and demonstrate various services. Further, it provides complete access for research teams to work on novel concepts/ideas holding potential for standardization in India and on global scale. It provides the facilities of 5G networks for experimenting and demonstrating applications/use cases of importance to Indian society like rural broadband, smart city applications and intelligent transport system (ITS) and shall help to Indian operators to understand the working of 5G technologies and plan their future networks.

Source : PIB

Category	%age in 10th & %age in ITI	Scholarship (%)	Tuition Fees to be charged after giving the Scholarship
Diploma (1st Semester)	60% & Above but less than 70%	70%	Rs. 6,600/- per annum during the whole course.
-do-	70% & Above but less than 80%	80%	Rs. 4,400/- per annum during the whole course.
-do-	80% & Above but less than 90%	90%	Rs. 2,200/-per annum during the whole course.
-do-	90% & above	100%	Nil tuition fees during the whole course.

Benefits

A student who scores marks between 60 to 70% will get a fee concession equivalent to 70%
Students who scored marks between 70 to 80% will get a fee concession equivalent to 80%
Applicants who score marks between 80 to 90% will get a fee concession equivalent to 90%
Students who scored marks above 90% will get complete fee reimbursement.
Students who are already availing of other scholarships from the Central or state government will only get the difference if the scholarship amount for the CM scholarship is higher than the other one.

Eligibility

All the students who meet the eligibility conditions set by the authorities as described below can avail of the benefits of the scheme:

The applicant should be a native of India resident in Punjab
He/She must hold at least a 12th standard passing certificate from a recognized school by the state or Central Board
Applicant must enrol in a degree course in a government college
Students who are already getting other scholarships from the Central or state government can also apply

Required documents

Aadhar card
Permanent address/Resident proof
Previous your academic mark sheet
Admission proof
Passport size photograph (3 copies)
Bank passbook

How to apply

To apply online, please visit scholarships.punjab.gov.in

For more information, visit: Dept of Technical Education & Industrial Training, Govt. of Punjab

Beneficiaries

The girls were born after 1.1.2011.
The girls whose parents are permanent residents of Punjab.
The abundant girls were found after 1.1.2011 and are residing in orphanages and Children’s Homes in the Punjab State.
The number of girls born before will not matter to get benefits under the scheme. This benefit will not be given to newly born boys.
This benefit will be given to those families whose annual income is less than Rs.30,000/- and the proof of income will be the blue card issued by the Food and Supply Department, Punjab. If the girl child drops out from school due to any reason then no benefit will be given to the beneficiaries or the families after that date.

Benefits

S.No	Period of benefit	Age	The amount released by LIC to the guardian of the beneficiary
1	On the birth of a newly born girl child	0	Rs. 2100/-
2	On attaining the age of 3 years (after full immunization)	3 years	Rs. 2100/-
3	On admission to Class -1	6 years	Rs. 2100/-
4	On admission to Class –IX	14 years	Rs. 2100/-
5	On attaining the age of 18 years & passed Class- XII	18 years	Rs. 31000/-
6	Scholarship payable	–
(a)	From class-1 to VI standard 100/- per month	–	Rs. 7200/-
(b)	From class-VI1 to XII standard 200/- per month	–	Rs. 14400/-
	Total benefit	At the age of 18 years	Rs. 61000/-

How to apply?

To obtain benefits under this scheme, the mother/father or guardian of the girl children should apply on the prescribed proforma, available at the Anganwadi Centres or in the offices of Child Development Project Officers in the rural and urban areas free of cost.

Source: Department of Social Security And Women & Child Development Government of Punjab, India

There are two State After Care Homes established at Amritsar for girls and at Ludhiana for boys.

Benefits

1. Vocational and educational services.

2. To fulfil the basic needs of children: food, clothing, shelter, education, medical aid and free boarding & lodging etc.

Eligibility

The Children who are in need of care and protection can take benefit from the scheme.

Documents

No document is required

Whom to Contact

District Programme Officer
District Child Protection Officer.
Helpline No. 1098

Grievances Redressal

District Programme Officer
District Child Protection Officer.
Concerned Deputy Commissioner
Head Office, Helpline 0172-2608746
Email: dsswcd@punjab.gov.in and icpspunjab@gmail.com

Addresses

S.no	Name of District	S.no	Name of Homes	Address	Age Group	Capacity
1	Amritsar	1	State After Care Home Amritsar (For Girls)	24 Majitha Road, Near Madaan Hospital, Amritsar	18-21 Years	50
2	Ludhiana	2	State After Care Home Ludhiana (For Boys)	Social welfare Complex, Near Gill canal, Shimla puri Ludhiana	18-21 Years	50
	Total					100

Source: Department of Social Security And Women & Child Development Government of Punjab, India

Benefits

Free bicycles are provided to the girl students from 9th class to 12th class in Government schools of Punjab.

Required documents

Recommendation of Head of the school.

Whom to Contact

First Level Contact: Office of District Programme Officer or Principals of Schools
Grievances Redressal: District Programme Officer, Head Office, Helpline (0172-2608746)
Email: dsswcd@punjab.gov.in and srcwpunjab@gmail.com

Source: Department of Social Security and Women & Child Development Government of Punjab, India

Objective

SERB-SURE scheme provides research support to active researchers belonging to state universities and colleges including private universities and colleges across India to undertake research and development in frontier areas of science, engineering and quantitative social science. The scheme will seed new research opportunities at various state & private universities and colleges and will propagate scientific temper in faculty and students of these institutions.

Eligibility

Applicants [Principal Investigator (PI) and Co-Principal Investigator(s) (Co-PI(s))] should be Indian citizens.
PI and Co-PI(s) should hold PhD. degree in Science, Mathematics, Engineering or M.D. / M.S. / M.D.S. / MVSc. degree at the time of applying for the grant.
The applicant(s) must hold a regular academic/research position in a state university/college or private university/college which is recognized by UGC / AICTE / PCI.
- The term “Regular” in the context of this scheme refers to the applicants who are appointed against the sanctioned post or in a tenure post but are likely to be renewed after the end of the tenure.
- [Note: INSPIRE Faculty, Ramanujan and Ramalinga Swamy Fellows, Faculties recruited through UGC Faculty Recharge Program, Research Associates, Postdoctoral fellows, Ad-hoc faculties, Guest Faculty, Visiting Scientist, Consultant, Project Fellows and Faculty members whose contract is renewed every year are not eligible. In respect of cases that are not mentioned above, SERB reserves the right to determine the eligibility].
- Investigators who will be superannuating during the duration of the project the Co-PI will become PI. In such cases, a Faculty/Scientist from the host institute who has at least 5 years of service remaining should be associated as a Co-PI. Already superannuated Faculty/Scientists are not eligible to apply.
- Applicants having any ongoing and completed SERB projects are not eligible to apply.

Nature and duration of support

The total research grants not exceeding Rs. 30 lakhs for a period of three years are provided for minor equipment/s, research personnel, consumables, domestic travel, contingency and other costs (analytical charges, equipment user charges, feldwork charges, etc.) “Overhead” is provided to the implementing institution as per prevailing norms of SERB.

How to apply

For successful online submission of the application the following points may be noted::

The call for proposal will be notified through the Science and Engineering Research Board website
Applicant(s) should first register on the online website
After login, the applicant is required to fill all the mandatory fields in the Profile Detail section under User Profile, which includes Bio-data, Photos, Institute addresses etc.
Some of the details of your proposal like Project Title (max 500 characters), Project summary (max 3000 characters), Keywords (max 6), Objectives of the project (max 1500 characters), Expected output, and outcome of the proposal (max 1500 characters), Budget (Research Personnel, Consumables, Travel, Equipment, Contingency, Overhead) have to be entered at the time of proposal submission.
Other relevant information about the proposal has to be uploaded in a single PDF file not more than 10 MB as other technical document (OTD) (max 1500 words). To download Template, click here.

Source : Science and Engineering Research Board

Sponsorship: financial support may be extended to vulnerable children living with extended families/biological relatives for supporting their education, nutrition and health needs.
Foster Care: the responsibility of the child is undertaken by an unrelated family for care protection and rehabilitation of the child. Financial support is provided to biologically unrelated Foster Parents for nurturing the child.
Adoption: finding families for the children found legally free for adoption. Specialized Adoption Agencies (SAA) will facilitate the adoption programme.
After Care: the children who are leaving a Child Care Institution on completion of 18 years of age may be provided with financial support to facilitate the child’s re-integration into mainstream of society. Such support may be given from the age of 18 years up to 21 years, extendable up to 23 years of age to help her/him become self-dependent.

Benefits

A monthly grant of Rs. 4000/- per child shall be provided for Sponsorship or Foster Care or After Care

For more details, visit scheme guidelines.

Features

Pure, fresh and nutritious food for 8 rupees to the beneficiary.
Arrangement of food by sitting at one place respectfully.
17 rupees per plate grant has been provided by the state government.
Provision of Rs 100 crore per annum for the scheme.
Target to benefit 1.34 lakh persons per day and 4.87 crore people per year. It can be increased further as per the requirement.
Operation of kitchens with the service and cooperation of local organizations.
The food menu mainly includes 100 grams of pulses, 100 grams of vegetables, 250 grams of chapati and a pickle per plate.
Decentralized nature – freedom to the district level committee to choose the venue, menu and meal timings as per the requirement.
Intimation and Feedback facility to the beneficiary through Real-time Online Monitoring SMS Gateway
One-time provision of Rs. 5 lakh as basic and Rs. 3 lakh for recurring expenditure per annum for each kitchen operation.
Inspection and quality check by state/district level committee.
Necessary provisions on kitchens for the prevention of the Corona epidemic.
Normally lunch will be provided from 8:30 am to 1:00 pm and dinner will be provided from 5:00 pm to 8:00 pm.
Food will be distributed through the extension counter as per requirement.

Nature of the scheme

Administrative law	State/District Level Management and Monitoring Committee constitutedPriority in the selection of local numbersRegular review of the scheme through a permanent agenda
Number of plans	Municipal Corporation – 300 thali lunch and 300 thali dinnerMunicipal Council – 150 thali lunch and 150 thali dinnerMunicipality – 150 thali lunch and 150 thali dinner
Number of kitchens	Region	Number	Kitchen number	Description
	Municipal Corporation	10	87	Jaipur 20. Kota, Jodhpur 16, Ajmer, Bikaner, Jaipur-10 and Bharatpur 5
	City council	34	102	3 kitchens per city council
	Municipality	169	169	1 kitchen per municipality
	Total	213	358

Your participation in the scheme

Individual / organization / corporate / firm can also contribute financially in this scheme.
Donation/assistance can be made only in the bank account of the Chief Minister’s Relief Fund or registered district level Indira Rasoi.
Industrial/business institutions can cooperate with CSR funds and these institutions can take responsibility for the entire operation of one or more Indira Rasoi on the basis of public participation.
In the kitchen, you can sponsor lunch/dinner or both for your family’s anniversaries, birthdays or any other occasion, the sponsored meals will be available free of cost to the visitors to the extent sponsored.
Your sponsored meal will be displayed on the display board that reads “Today’s meal by Mr/Ms…………………… Sponsored by the ………. cause.”
The sponsoring person’s cost amount will be paid in the respective bank account.

For more information visit, Indira Rasoi

Bhamashah Swasthya Bima Yojana

Brief Objective

Bamashah Health Insurance Scheme has been started on December 13, 2015. Cashless health services are provided to eligible families under the scheme. These services are being provided in government hospitals as well as in private hospitals. The purpose of this scheme is to reduce the expenditure on the health of the people of the state. Read More

Features

It is a scheme to provide cashless facilities to IPD patients.
For the identified families covered under National Food Security Act (NFSA) and Rashtriya Swasthya Bima Yojana (RSBY).
By the Government (Medical and Health Department).
Through an Insurance Company “New India Assurance Company”.
On a fixed premium per family per year on a floater basis.

Aims of the Scheme

To Hedge Govt. money.
To provide quality health care that avoids large out-of-pocket expenditure.
To provide financial security against illness.
To improve the health status of the State.
To create a database which could be used to make policy-level changes in Healthcare.
To bring a revolution in healthcare in rural areas – by providing stimulus to Private Sector to open hospitals in rural areas and reducing the increasing burden on Government facilities.

Eligibility

Families are included in National Food Security Scheme and National Health Insurance Scheme.

Important Features

Every eligible family is being provided 30,000 rupees for general ailments every year and Rs. 3 lakhs for critical illnesses.
Additionally, for expenses incurred during hospitalisation, expenditure up to 7 days before and 15 days after the hospitalisation has also been included.
Mou has been signed with New India Insurance for Bhamashah Scheme.
In this plan, 1715 diseases have been included. New packages of more than 300 speciality treatments will also be added, including Nephrology, Gestrology, Neurology and Psychiatry.
Prior to Bhamashah Scheme, only medicines and checks were available in cash in the ongoing schemes, but now in the Bhamashah health insurance scheme all the checks, treatment, doctor’s fees, operations etc. have been included.

Source: Directorate of Economics and Statistics, Government of Rajasthan.

Benefits

To make girls self-reliant with necessary financial assistance and education. Assistance can be given in two ways –

At the time of the birth of the girl child or
In the form of an annual scholarship.

Eligibility

The candidate must be a permanent resident of Himachal Pradesh
To the girls who are below the poverty line (BPL).
From each BPL family, only two girl children are eligible.
All BPL girls who are born after July 5, 2010, can get the benefits of studying till class 12.

How to apply

To visit the official website click on the given link, Himachal E-District
Fill out the application form and then click on submit button.
You will be redirected to the payment window.
Pay the application fees ( if applicable).
Download the confirmation receipt.

Required Documents

Photocopy of Bonafide Himachali Certificate.
Proof of BPL Certificate
Date of birth certificate
Letter from Head Master of the School of the applicant (in case applicant is studying)
Identity proof.

So, to get the benefits of this scheme the person must fulfill mentioned terms and conditions. This scheme is proven beneficial for girls of the BPL category.

Source: Departmental Schemes for Women

Scheme components

Mission Shakti has two sub-schemes -Sambal and Samarthya. The “Sambal” sub-scheme is for safety and security of women and “Samarthya” sub scheme is for empowerment of women.

In the “Sambal” sub-scheme, the existing scheme of One Stop Centre (OSC), Women Helpline (WHL), Beti Bachao Beti Padhao (BBBP) have been included with modifications and a new component of Nari Adalat – women collective has been added.

In the “Samarthya” sub scheme, existing schemes of Ujjwala, Swadhar Greh and Working Women Hostel have been included with modifications. In addition, the existing schemes of National Creche Scheme and PMMVY under umbrella ICDS have now been included. A new component of Gap Funding for Economic Empowerment has also been added in the Samarthya Scheme. The existing sub- schemes of Mahila Shakti Kendra (MSK) and Mahila Police Volunteers (MPV) have been discontinued.

Services and activities

The scheme will provide financial support for service delivery and for hiring of technical/ other required manpower for the initiatives for immediate and long-term care and support to the targeted women. The services include:
- Emergency/ Immediate services &short-term care: Putting in place mechanisms for providing a continuum of support and care for women affected by violence and women in distress through dedicated 24 hours helpline by a national toll-free number and integrated services such as temporary shelter, legal aid, psycho-social counselling, medical assistance, police facilitation and link them with existing services etc. through One Stop Centres. ii. Institutional
- Care for long term support: The long-term institutional care component, inter alia, includes taking care of the needs of women right from the conception stage till the time they need such care and support because of their physical, financial and sociological status due to various factors. The support system, inter-alia, includes financial support through direct benefit transfer (DBT) route, shelter, food, rescue & rehabilitation services, counselling, functional literacy, vocational training for skill development, entrepreneurship and linkages with various other support and referral services to destitute, distressed, marginalized, victims of violence, and working women or those who do not have anyone to take care through
  - Shakti Sadan, a home for destitute, distressed, marginalized, victims of trafficking, etc. to provide care and support and all the daily needs and services.
  - SakhiNiwas or Working Women Hostel will provide a safe and secure place for the working women away from their native place/ homes with all functional facilities like accommodation, food, day-care facility for their children, wherever possible, in urban, semi-urban, or even rural areas where employment opportunities for women exist on nominal cost basis.
  - The Palna or National Creche component will provide a safe and secure place for the children of working mothers in the age group of 6 months to 6 years for 71/2 hours a day.
  - Financial support for pregnant and lactating mothers is to improve the health and nutrition for mother and child as well as for partial compensation of wage loss, if any.
Behaviour Change Communication for dignity and prevention of crime and violence against women: This would include large scale awareness programs and community engagement for gender sensitisation, advocacy, training and capacity building of all duty bearers, service providers and stakeholders through inter- ministerial convergence.

To access the complete guidelines, click here.

Eligibility

All the children studying from Class 1 to Class 12 and who have lost both their Parents or Legal Guardian or Adoptive Parents or Surviving Parent to COVID-19 would be eligible for the scheme irrespective of their caste, religion, gender, location, etc and whose applications have been verified and approved by the District Nodal Authorities on the PM CARES for Children Portal.

The students must have a Bank Account while applying for scholarships. The scholarship amount will be provided directly into the bank account through DBT mode which shall be linked with their Aadhar Numbers.

Benefits

An allowance of Rs 20,000/- per child per annum will comprise a monthly allowance of Rs 1,000 per month and an Annual academic allowance of Rs. 8,000 to cover the entire school fees, cost of the books and uniform, shoes and other educational equipment.

The children will have the option to migrate into some other schemes of any Ministry/ Department, subject to eligibility, which is more beneficial to them. But this exercise may be carried out once up to class 12.

How to apply

For online application, click here.

For detailed guidelines, click here.

The card is being offered by Union Bank of India in association with National Payments Corporation of India (NPCI).

Benefits

The RuPay Card offers benefits like anytime digital payments, interest-free period and will carry interest rate similar to the rate charged for loans.

MSME borrowers will be able to enjoy an interest-free credit period of up to 50 days on their business spends. The card also offers the EMI facility to the customers on their business-related purchases. MSMEs will also get specially curated efficient business services on this card which will help them in taking their business on most of the digital platforms.

The RuPay Credit card will simplify and expedite payment mechanism for MSMEs while enabling banks to monitor the transactions at granular level. The Credit card will also reduce the demand for cash withdrawal by the businesses due to availability of the digital payment tool.

The card is not to be used for personal purpose. Usage of credit card may be restricted by Bank on select Merchant codes (MCC Code) (Gambling, Jewellery etc) based on the line of activity of the borrower.

Lounge Access : Domestic lounge access (twice per quarter) & International lounge access (twice a year)

Eligibility

Unit to be classified as MSME irrespective of constitution as per revised definition and shall have Udyam registration
Unit must be our existing borrower with sanctioned FB WC limit (CC/OD) of above Rs 1 Lakh.
Account shall not be under stress category/overdue for review/renewal at the time of sanction of Union MSME Credit Card.
CIC score of the individual on whose name credit card is being issued shall be minimum 700/-1(in case of customers with no credit history).

Quantum of the loan to be issued as Credit Card

20% of sanctioned Fund Based Working Capital limit with minimum of Rs 20,000/- and maximum of Rs.2.00 lakh.

Security

Though Credit Card and regular CC/OD limit are being issued separately within the overall sanctioned CC/OD limit, the charge on securities (primary/collateral) shall be for entire working capital limit sanctioned including credit card.

For more information visit RUPAY portal

Benefits

Under this scheme, an area of 100-200 square feet has been earmarked at each AAI operated airport. The space is being allotted to the self- help groups, turn on turn basis, for a duration of 15 days.

Airports covered

Chennai, Agartala, Dehradun, Kushinagar, Udaipur, Amritsar, Ranchi, Kolkata, Varanasi, Indore, Bhopal, Vadodara, Ranchi, Belagavi, Madurai, Coimbatore, Calicut, Surat, Bhubaneswar, Raipur, Silchar, Dibrugarh and Jorhat.

How to apply

Applications from self-help groups are received on AAI portal (Airport Wise) for allotment at airport in that particular state where the SHG’s are located. The interested SHG’s need to apply through AAI portal – https://www.aai.aero/en/node/add/shg-user-detail

Every year, it is expected that about 3000 students would be selected for admission in Class 9 and Class 11 under the scheme. The erstwhile Central Sector Scheme of “Grant-in-Aid to Voluntary and other Organizations working for Scheduled Castes” has been revised w.e.f. 2021-22 as SHRESHTA.

Implementation agency

The Department of Social Justice & Empowerment, Ministry of Ministry of Social Justice & Empowerment.

The scheme is being implemented in two Modes: One is SHRESHTA schools, (Best CBSE/State Board affiliated Private Residential Schools). Second Mode is NGO/VO operated Schools/Hostels. Schools/Hostels run by VOs/NGOs and other organizations having higher classes (up to class 12) and who have been receiving Grant-in-aid will be continued, subject to satisfactory performance.

Objectives

The objective of SHRESHTA is as follows:

To enhance the reach of the development initiative of the government.
To fill the gap in service-deprived Scheduled Castes (SCs) dominant areas in the sector of education by collaborating with voluntary organizations.
To provide an environment for socio-economic upliftment and overall development of the Scheduled Castes (SCs).
To provide access to high-quality education to bright Scheduled Caste (SC) students so that they can secure future opportunities

Benefits

Provides an entry at Class 9th and 11th in CBSE-affiliated residential schools for completion of education till 12th. Approx 3000 (1500 for 9th class and 1500 for class 11th tentative) SC students get to benefit.
Grants are directly disbursed to the schools covering school fees and hostel fees for the students.

Class	Fee per student per annum (Rs)
9th	1,00,000
10th	1,10,000
11th	1,25,000
12th	1,35,000

Provisions have been incorporated for a bridge course in the selected schools for students selected under the Scheme, outside-the-school-hours after identifying the individual academic requirements. Bridge course will target at enhancing the capability of the student to easily adapt to the environment of the school. The cost of bridge course i.e. 10% of annual fee shall also be borne by the Department. The progress of the students would be monitored by the Ministry from time to time.

In case of Mode 2, the grants under of the Scheme will be provided for School fee and residential charges for the SC admitted in the schools. The grant per SC student shall be as below:

	Cost per student limit (Rs. Per year) *
	Residential	Nonresidential	Hostel
Primary	44000	27000	30000
Secondary	55000	35000	30000

Mode of entry

The students have to apply online for a National Entrance Test to get benefits from the scheme. The entrance exam – SHRESHTA (NETS) is organised by the National Testing Agency (NTA). To get more details visit https://shreshta.nta.nic.in/

Eligibility

The SHRESHTA (NETS) will be conducted for admissions in classes 9th and 11th only for SC candidates whose parental annual income is up to Rs. 2.5 lacs.
Only those candidates who have passed or are appearing in Class VIII/X in the given academic session can apply for taking admission to Class IX/XI.
Selection of schools: Best performing CBSE based private residential schools, having more than 75% pass percentage for class 10 and 12 for last three years are selected by a Committee for admission of selected students.

To access the complete scheme guidelines, click here.

The scheme is being implemented by Ministry of MSME.

Overview of scheme

MSME Innovative Scheme will be an amalgamation of the Incubation, Design and IPR Schemes of the Ministry of MSME. These erstwhile three schemes will operate as separate verticals with interflows and connections. These verticals will also be integrated sequentially and parallelly into one singular formulation to promote and encourage innovative activities for improved synergy and higher efficiency.

This will act as a hub for innovation activities facilitating and guiding development of ideas into viable business proposition that can benefit society directly and can be marketed successfully.

Components of scheme

Incubation

The primary objective of the scheme is to promote and support untapped creativity and to promote adoption of latest technologies in MSMEs that seek the validation of their ideas at the proof-of-concept level. Financial assistance up to Rs. 15 lakh per idea and up to Rs. 1.00 crore for relevant plant and machines will be provided.

Design

The objective of this component is to bring Indian manufacturing sector and Design expertise/ Design fraternity on to a common platform. It aims to provide expert advice and cost-effective solution on real time design problems for new product development, its continuous improvement and value addition in existing/new products. Financial assistance up to Rs. 40 lakh for design project and up to Rs. 2.5 lakh for student project will be provided.

IPR (Intellectual Property Rights)

The objective of the scheme is to improve the IP culture in India with a view to enhance the awareness of Intellectual Property Rights (IPRs) amongst the MSMEs and to encourage creative intellectual endeavor in Indian economy. It also aims to take suitable measures for the protection of ideas, technological innovation and knowledge-driven business strategies developed by the MSMEs for their commercialization and effective utilization of IPR tools through IP Facilitation Centre. Financial assistance upto Rs. 5 lakh for Foreign Patent, Rs. 1.00 lakh Domestic Patent, Rs. 2.00 lakh for GI Registration, Rs. 15,000/- for Design Registration, Rs.10,000/- for Trademark in the form of reimbursement.

For more information, visit https://innovative.msme.gov.in/

S.No.	Activity	No. of Beneficiary / Targets	Cost norms
1	Provision of pucca houses	4.90 lakh	Rs 2.39 lakhs /house
2	Connecting roads	8000 KM	Rs 1.00 Cr/Km
3a	Piped Water Supply	All PVTG habitations including 4.90 lakhs HHs to be constructed under the mission	As per schematic norms
3b	Community water supply	2500 Villages/ habitations with population of less than 20 HHs	As per actual cost arrived
4	Mobile Medical Units with medicine cost	1000 (10/district)	Rs 33.88 lakhs/MMU
5a	Construction of hostels	500	Rs 2.75 Cr/hostel
5b	Vocational education & skilling	60 Aspirational PVTG blocks	Rs 50 lakhs/block
6	Construction of Anganwadi Centers	2500	Rs 12 lakhs/AWC
7	Construction of Multipurpose Centers (MPC)	1000	Rs 60 lakhs/MPC Provision of ANM and Anganwadi worker in each MPC
8a	Energization of HHs (Last mile connectivity)	57000 HHs	Rs 22,500/HH
8b	Provision of 0.3 KW solar off-grid system	100000 HHs	Rs 50,000/HH or as per actual cost
9	Solar lighting in streets & MPCs	1500 units	Rs 1,00,000/unit
10	Setting up of VDVKs	500	Rs 15 lakhs/VDVK
11	Installation of mobile towers	3000 villages	As per schematic norms cost

Mission Bharat is a Citizen led voluntary initiatives to drive all the Government Missions and flagship programmes through social connect for moving towards Viksit Bharat 2047

Support to Poor Prisoners Scheme

Standard Operating Procedure

Undertrial Prisoners

Convicted prisoners

Rashtriya Udyamita Vikas Pariyojana

Key Features of the project

Implementation

Umbrella Scheme on Safety of Women

Project Outlay

Objective

Projects covered

Economic Empowerment of Women

Deendayal Antyodaya Yojana National Rural Livelihood Mission

Azadi Ka Amrit Mahotsav Mahila Samman Bachat Patra

Schemes for MSME

PM VIshwakarma KAushal Samman (PM VIKAS)

Subscheme of PM Matsya Sampada Yojana

Vivad se Vishwas I – Relief for MSMEs

Entity DigiLocker

Skill India Digital Platform

Credit Guarantee for MSMEs

New Swarnima Loan Scheme of National Backward Classes Finance and Development Corporation

Objectives

Eligibility

Salient Features

Central Sector Scheme for providing Drones to the Women Self Help Groups

Aim and scope

Scheme highlights

Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan

Background

SHREYAS scheme for SC students

Free Coaching Scheme for SCs and OBCs

Top Class Education for SCs

National Overseas Scheme for SCs

National Fellowship for SC Students

PM Vishwakarma scheme

Aim

Benefits

Coverage

How to enrol

Mera Gaon Meri Dharohar

Objective

MGMD portal

Scheme for critical care and support for accessing justice to POCSO victims

Aim and objectives

Eligibility criteria

Procedure to be followed by Child Care Institutions (CCIs ) Children’s Home

Mahila Samman Savings Certificate 2023

Eligible beneficiaries

About the scheme

Where to open account

Mahila Samman Savings Certificate 2023

Eligible beneficiaries

About the scheme

Where to open account

Unique package for farmers

Urea Subsidy Scheme

Nano Urea eco-system strengthened

PM Programme for Restoration, Awareness Generation, Nourishment and Amelioration of Mother – Earth (PMPRANAM)

Pradhan Mantri Kisan Samruddhi Kendras (PMKSKs)

Benefits

National Beekeeping and Honey Mission

Scope of activities

Beneficiaries

Support provided under the scheme

Thalassemia Bal Sewa Yojana

Thalassemia and Aplastic Anaemia

Benefits

Eligibility

Empanelled hospitals

How to apply

Prime Minister’s Development Initiative for North-East Region

Implementation agency

Scheme Duration

Objectives

Projects supported

Animal Husbandry Infrastructure Development Fund

Objectives

Support for Availability of Loan Along with Interest Subvention